FINANCIERE IMMOBILIERE DE CHAMPAGNE : revenue, balance sheet and financial ratios

FINANCIERE IMMOBILIERE DE CHAMPAGNE is a French company founded 28 years ago, specialized in the sector Activités des sociétés holding. Based in PARIS (75003), this company of category PME shows in 2022 a revenue of 94 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIERE IMMOBILIERE DE CHAMPAGNE (SIREN 414315028)
Indicator 2022 2021 2020 2019 2018 2017 2016
Revenue 93 720 € 30 800 € 111 763 € 234 624 € 388 358 € 273 583 € 1 040 140 €
Net income 382 129 € 329 821 € 473 437 € 575 107 € 126 697 € 408 491 € 585 012 €
EBITDA -1 484 € -66 424 € -54 025 € -74 204 € -191 191 € -532 574 € 211 472 €
Net margin 407.7% 1070.8% 423.6% 245.1% 32.6% 149.3% 56.2%

Revenue and income statement

In 2022, FINANCIERE IMMOBILIERE DE CHAMPAGNE achieves revenue of 94 k€. Revenue is declining over the period 2016-2022 (CAGR: -33.0%). Vs 2021, growth of +204% (31 k€ -> 94 k€). After deducting consumption (0 €), gross margin stands at 94 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -1 k€, representing -1.6% of revenue. Positive scissor effect: EBITDA margin improves by +214.1 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 382 k€, i.e. 407.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

93 720 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

93 720 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 484 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-7 754 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

382 129 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-1.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 14%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 83%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 455.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

13.561%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

82.507%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

455.185%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.552

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

9.5%

Solvency indicators evolution
FINANCIERE IMMOBILIERE DE CHAMPAGNE

Sector positioning

Debt ratio
13.56 2022
2020
2021
2022
Q1: 0.1
Med: 13.78
Q3: 79.91
Good

In 2022, the debt ratio of FINANCIERE IMMOBILIERE DE... (13.56) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
82.51% 2022
2020
2021
2022
Q1: 21.11%
Med: 62.06%
Q3: 90.2%
Good

In 2022, the financial autonomy of FINANCIERE IMMOBILIERE DE... (82.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.55 years 2022
2020
2021
2022
Q1: 0.0 years
Med: 0.1 years
Q3: 3.28 years
Average

In 2022, the repayment capacity of FINANCIERE IMMOBILIERE DE... (2.55) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1438.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1438.532

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-2914.218

Liquidity indicators evolution
FINANCIERE IMMOBILIERE DE CHAMPAGNE

Sector positioning

Liquidity ratio
1438.53 2022
2020
2021
2022
Q1: 111.66
Med: 499.96
Q3: 2835.13
Good

In 2022, the liquidity ratio of FINANCIERE IMMOBILIERE DE... (1438.53) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-2914.22x 2022
2020
2021
2022
Q1: -53.22x
Med: 0.0x
Q3: 0.0x
Average

In 2022, the interest coverage of FINANCIERE IMMOBILIERE DE... (-2914.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 10 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 95 days. Excellent situation: suppliers finance 85 days of the operating cycle (retail model). Overall, WCR represents 23608 days of revenue, i.e. 6.1 M€ to permanently finance.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

6 145 887 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

10 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

95 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

23608 j

WCR and payment terms evolution
FINANCIERE IMMOBILIERE DE CHAMPAGNE

Positioning of FINANCIERE IMMOBILIERE DE CHAMPAGNE in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 70 transactions of similar company sales in 2022, the value of FINANCIERE IMMOBILIERE DE CHAMPAGNE is estimated at 604 611 € (range 198 863€ - 1 212 696€). The price/revenue ratio is 0.67x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
70 tx
198k€ 604k€ 1212k€
604 611 € Range: 198 863€ - 1 212 696€
NAF 5 année 2022

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
93 720 € × 0.67x
Estimation 62 591 €
25 649€ - 102 008€
Net Income Multiple 20%
382 129 € × 3.7x
Estimation 1 417 642 €
458 686€ - 2 878 730€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 70 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare FINANCIERE IMMOBILIERE DE CHAMPAGNE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about FINANCIERE IMMOBILIERE DE CHAMPAGNE

What is the revenue of FINANCIERE IMMOBILIERE DE CHAMPAGNE ?

The revenue of FINANCIERE IMMOBILIERE DE CHAMPAGNE in 2022 is 94 k€.

Is FINANCIERE IMMOBILIERE DE CHAMPAGNE profitable?

Yes, FINANCIERE IMMOBILIERE DE CHAMPAGNE generated a net profit of 382 k€ in 2022.

Where is the headquarters of FINANCIERE IMMOBILIERE DE CHAMPAGNE ?

The headquarters of FINANCIERE IMMOBILIERE DE CHAMPAGNE is located in PARIS (75003), in the department Paris.

Where to find the tax return of FINANCIERE IMMOBILIERE DE CHAMPAGNE ?

The tax return of FINANCIERE IMMOBILIERE DE CHAMPAGNE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIERE IMMOBILIERE DE CHAMPAGNE operate?

FINANCIERE IMMOBILIERE DE CHAMPAGNE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.