SIREN : 975680141
FINANCIERE HANGARD is a French company founded 49 years ago, specialized in the sector Activités des sociétés holding. Based in YVETOT (76190), this company of category PME shows in 2025 a revenue of 428 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 428 345 € | 378 132 € | 364 289 € | 470 287 € | 374 526 € | 361 741 € | 359 539 € | 366 897 € | 361 724 € | 343 582 € |
| Net income | 1 280 487 € | 279 305 € | 379 646 € | 364 349 € | 774 653 € | -168 297 € | 128 227 € | 94 029 € | 465 193 € | -124 146 € |
| EBITDA | 287 016 € | 248 205 € | 260 664 € | 430 550 € | 330 485 € | 304 443 € | 216 134 € | 225 831 € | 234 152 € | 193 639 € |
| Net margin | 298.9% | 73.9% | 104.2% | 77.5% | 206.8% | -46.5% | 35.7% | 25.6% | 128.6% | -36.1% |
In 2025, FINANCIERE HANGARD achieves revenue of 428 k€. Revenue is growing positively over 10 years (CAGR: +2.5%). Vs 2024, growth of +13% (378 k€ -> 428 k€). After deducting consumption (0 €), gross margin stands at 428 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 287 k€, representing 67.0% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.3 M€, i.e. 298.9% of revenue. This profit can be retained or distributed to shareholders.
428 345 €
428 345 €
287 016 €
292 870 €
1 280 487 €
67.0%
The debt ratio (= Financial debt / Equity x 100) stands at 56%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 62%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 265.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
55.774%
61.518%
265.759%
2.802
43.6%
In 2025, the debt ratio of FINANCIERE HANGARD (55.77) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FINANCIERE HANGARD (61.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of FINANCIERE HANGARD (2.80) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1510.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 56.5x. Operating income very largely covers interest expenses: high safety margin.
1510.9
56.544
In 2025, the liquidity ratio of FINANCIERE HANGARD (1510.90) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of FINANCIERE HANGARD (56.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 77 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 385 days. Excellent situation: suppliers finance 308 days of the operating cycle (retail model). Overall, WCR represents 93 days of revenue, i.e. 111 k€ to permanently finance. Notable WCR improvement over the period (-74%), freeing up cash.
111 181 €
77 j
385 j
0 j
93 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 330 114€ to 6 616 327€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE HANGARD with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE HANGARD in 2025 is 428 k€.
Yes, FINANCIERE HANGARD generated a net profit of 1.3 M€ in 2025.
The headquarters of FINANCIERE HANGARD is located in YVETOT (76190), in the department Seine-Maritime.
The tax return of FINANCIERE HANGARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE HANGARD operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.