SIREN : 800228546
FINANCIERE GUINHUT is a French company founded 12 years ago, specialized in the sector Activités des sociétés holding. Based in BEAULIEU-SUR-LAYON (49750), this company of category PME shows in 2025 a revenue of 911 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 911 000 € | 902 000 € | 760 000 € | 1 041 765 € | 1 098 000 € | 1 084 000 € | 1 080 000 € | 1 080 000 € | 893 460 € |
| Net income | 216 293 € | 285 099 € | 65 485 € | 772 856 € | 1 354 591 € | 620 923 € | 1 216 516 € | 624 082 € | 382 533 € |
| EBITDA | 121 637 € | 164 455 € | 34 897 € | 57 178 € | 94 739 € | 243 993 € | 233 396 € | 259 186 € | -64 985 € |
| Net margin | 23.7% | 31.6% | 8.6% | 74.2% | 123.4% | 57.3% | 112.6% | 57.8% | 42.8% |
In 2025, FINANCIERE GUINHUT achieves revenue of 911 k€. Revenue is growing positively over 9 years (CAGR: +0.2%). Vs 2024: +1%. After deducting consumption (0 €), gross margin stands at 911 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 122 k€, representing 13.4% of revenue. Warning negative scissor effect: despite revenue change (+1%), EBITDA varies by -26%, reducing margin by 4.9 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 216 k€, i.e. 23.7% of revenue. This profit can be retained or distributed to shareholders.
911 000 €
911 000 €
121 637 €
135 654 €
216 293 €
13.4%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 100%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 21.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.002%
99.541%
21.915%
0.001
In 2025, the debt ratio of FINANCIERE GUINHUT (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2025, the financial autonomy of FINANCIERE GUINHUT (99.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of FINANCIERE GUINHUT (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 15163.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.0x. Danger: operating income does not cover interest charges, unsustainable situation.
15163.918
0.011
In 2025, the liquidity ratio of FINANCIERE GUINHUT (15163.92) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of FINANCIERE GUINHUT (0.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 10 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 8 days. The company must finance 2 days of gap between collections and payments. Overall, WCR represents 1 days of revenue, i.e. 3 k€ to permanently finance. Notable WCR improvement over the period (-100%), freeing up cash.
3 025 €
10 j
8 j
0 j
1 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 302 184€ to 1 747 691€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE GUINHUT with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE GUINHUT in 2025 is 911 k€.
Yes, FINANCIERE GUINHUT generated a net profit of 216 k€ in 2025.
The headquarters of FINANCIERE GUINHUT is located in BEAULIEU-SUR-LAYON (49750), in the department Maine-et-Loire.
The tax return of FINANCIERE GUINHUT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE GUINHUT operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.