SIREN : 487761777
FINANCIERE GROS is a French company founded 20 years ago, specialized in the sector Activités des sociétés holding. Based in BORDEAUX (33300), this company of category PME shows in 2024 a revenue of 250 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 250 000 € | 180 000 € | 180 000 € | 150 000 € | 150 000 € | 150 000 € | 150 000 € | 150 000 € | 140 000 € |
| Net income | 174 796 € | 155 059 € | 52 545 € | 52 354 € | 78 600 € | 68 505 € | 62 712 € | 59 443 € | 45 751 € |
| EBITDA | 16 377 € | 14 775 € | 91 509 € | 13 384 € | 48 764 € | 34 481 € | 26 750 € | 28 379 € | 23 620 € |
| Net margin | 69.9% | 86.1% | 29.2% | 34.9% | 52.4% | 45.7% | 41.8% | 39.6% | 32.7% |
In 2024, FINANCIERE GROS achieves revenue of 250 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.5%. Vs 2023, growth of +39% (180 k€ -> 250 k€). After deducting consumption (0 €), gross margin stands at 250 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 16 k€, representing 6.6% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 175 k€, i.e. 69.9% of revenue. This profit can be retained or distributed to shareholders.
250 000 €
250 000 €
16 377 €
21 182 €
174 796 €
6.6%
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 67.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
5.038%
89.907%
67.905%
0.173
In 2024, the debt ratio of FINANCIERE GROS (5.04) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of FINANCIERE GROS (89.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE GROS (0.17) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1195.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.3x. Financial charges are adequately covered by operations.
1195.781
3.279
In 2024, the liquidity ratio of FINANCIERE GROS (1195.78) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE GROS (3.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 136 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 16 days. The gap of 120 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 421 days of revenue, i.e. 293 k€ to permanently finance. Over 2016-2024, WCR increased by +124%, requiring additional financing.
292 680 €
136 j
16 j
0 j
421 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE GROS is estimated at
134 795 €
(range 66 726€ - 381 826€).
With an EBITDA of 16 377€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE GROS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE GROS in 2024 is 250 k€.
Yes, FINANCIERE GROS generated a net profit of 175 k€ in 2024.
The headquarters of FINANCIERE GROS is located in BORDEAUX (33300), in the department Gironde.
The tax return of FINANCIERE GROS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE GROS operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.