SIREN : 799835913
FINANCIERE GL is a French company founded 12 years ago, specialized in the sector Activités des sociétés holding. Based in MUTIGNY (51160), this company of category PME shows in 2020 a revenue of 8 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|
| Revenue | 8 051 € | 10 360 € | 8 936 € | N/C | N/C |
| Net income | 144 078 € | 264 391 € | 84 421 € | 124 527 € | 115 821 € |
| EBITDA | 7 791 € | 10 305 € | -51 864 € | -96 € | 105 € |
| Net margin | 1789.6% | 2552.0% | 944.7% | N/C | N/C |
In 2020, FINANCIERE GL achieves revenue of 8 k€. Revenue is declining over the period 2018-2020 (CAGR: -5.1%). Significant drop of -22% vs 2019. After deducting consumption (0 €), gross margin stands at 8 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 8 k€, representing 96.8% of revenue. Warning negative scissor effect: despite revenue change (-22%), EBITDA varies by -24%, reducing margin by 2.7 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 144 k€, i.e. 1789.6% of revenue. This profit can be retained or distributed to shareholders.
8 051 €
8 051 €
7 791 €
5 315 €
144 078 €
96.8%
The debt ratio (= Financial debt / Equity x 100) stands at 69%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 1820.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
68.554%
59.286%
1820.333%
6.249
99.5%
In 2020, the debt ratio of FINANCIERE GL (68.55) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of FINANCIERE GL (59.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of FINANCIERE GL (6.25) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 4171.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 144.2x. Operating income very largely covers interest expenses: high safety margin.
4171.925
144.231
In 2020, the liquidity ratio of FINANCIERE GL (4171.93) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2020, the interest coverage of FINANCIERE GL (144.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 360 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The gap of 360 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 505 days of revenue, i.e. 11 k€ to permanently finance.
11 293 €
360 j
0 j
0 j
505 j
Based on 71 transactions of similar company sales
in 2020,
the value of FINANCIERE GL is estimated at
248 313 €
(range 60 177€ - 495 433€).
With an EBITDA of 7 791€, the sector multiple of 5.0x is applied.
The price/revenue ratio is 0.60x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 71 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE GL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE GL in 2020 is 8 k€.
Yes, FINANCIERE GL generated a net profit of 144 k€ in 2020.
The headquarters of FINANCIERE GL is located in MUTIGNY (51160), in the department Marne.
The tax return of FINANCIERE GL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE GL operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.