SIREN : 489281329
FINANCIERE GL is a French company founded 20 years ago, specialized in the sector Activités des sociétés holding. Based in SEGRE-EN-ANJOU BLEU (49500), this company of category PME shows in 2025 a revenue of 250 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 250 000 € | 270 000 € | 210 000 € | 210 000 € | 210 000 € | 210 000 € | 210 000 € | 210 000 € | N/C | 230 000 € |
| Net income | 80 615 € | 121 232 € | 154 630 € | 13 154 € | 80 965 € | 59 308 € | 37 721 € | 101 486 € | -165 861 € | -11 252 € |
| EBITDA | 1 246 € | 14 729 € | 27 939 € | 13 443 € | 12 111 € | -2 073 € | -1 814 € | 1 926 € | N/C | -16 305 € |
| Net margin | 32.2% | 44.9% | 73.6% | 6.3% | 38.6% | 28.2% | 18.0% | 48.3% | N/C | -4.9% |
In 2025, FINANCIERE GL achieves revenue of 250 k€. Revenue is growing positively over 10 years (CAGR: +0.9%). Slight decline of -7% vs 2024. After deducting consumption (0 €), gross margin stands at 250 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1 k€, representing 0.5% of revenue. Warning negative scissor effect: despite revenue change (-7%), EBITDA varies by -92%, reducing margin by 5.0 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 81 k€, i.e. 32.2% of revenue. This profit can be retained or distributed to shareholders.
250 000 €
250 000 €
1 246 €
1 246 €
80 615 €
0.5%
The debt ratio (= Financial debt / Equity x 100) stands at 36%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 67%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 32.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
36.035%
67.275%
32.246%
3.124
In 2025, the debt ratio of FINANCIERE GL (36.03) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FINANCIERE GL (67.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of FINANCIERE GL (3.12) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 347.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 50.6x. Operating income very largely covers interest expenses: high safety margin.
347.754
50.562
In 2025, the liquidity ratio of FINANCIERE GL (347.75) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of FINANCIERE GL (50.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 198 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 112 days. The gap of 86 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 294 days of revenue, i.e. 204 k€ to permanently finance. Over 2016-2025, WCR increased by +734%, requiring additional financing.
204 318 €
198 j
112 j
0 j
294 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 86 317€ to 584 111€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE GL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE GL in 2025 is 250 k€.
Yes, FINANCIERE GL generated a net profit of 81 k€ in 2025.
The headquarters of FINANCIERE GL is located in SEGRE-EN-ANJOU BLEU (49500), in the department Maine-et-Loire.
The tax return of FINANCIERE GL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE GL operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.