SIREN : 430253302
FINANCIERE GELIN is a French company founded 26 years ago, specialized in the sector Activités des sociétés holding. Based in FOUGERES (35300), this company of category ETI shows in 2023 a revenue of 815 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 815 365 € | 743 750 € | 621 511 € | 586 716 € | 543 574 € | 572 489 € | 491 106 € | 523 555 € |
| Net income | 1 103 866 € | 656 268 € | 45 898 € | 41 528 € | -18 331 € | 36 549 € | 68 626 € | 33 475 € |
| EBITDA | 329 628 € | 283 456 € | 58 143 € | 43 905 € | 50 842 € | 48 690 € | 43 318 € | 46 400 € |
| Net margin | 135.4% | 88.2% | 7.4% | 7.1% | -3.4% | 6.4% | 14.0% | 6.4% |
In 2023, FINANCIERE GELIN achieves revenue of 815 k€. Over the period 2016-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +6.5%. Vs 2022: +10%. After deducting consumption (0 €), gross margin stands at 815 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 330 k€, representing 40.4% of revenue. Positive scissor effect: EBITDA margin improves by +2.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.1 M€, i.e. 135.4% of revenue. This profit can be retained or distributed to shareholders.
815 365 €
815 365 €
329 628 €
328 176 €
1 103 866 €
40.4%
The debt ratio (= Financial debt / Equity x 100) stands at 44%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 68%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 137.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
44.499%
68.142%
137.158%
2.421
In 2023, the debt ratio of FINANCIERE GELIN (44.50) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of FINANCIERE GELIN (68.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of FINANCIERE GELIN (2.42) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 218.52. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 15.5x. Operating income very largely covers interest expenses: high safety margin.
218.516
15.508
In 2023, the liquidity ratio of FINANCIERE GELIN (218.52) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of FINANCIERE GELIN (15.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 49 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 133 days. Excellent situation: suppliers finance 84 days of the operating cycle (retail model). Overall, WCR represents 23 days of revenue, i.e. 53 k€ to permanently finance. Over 2016-2023, WCR increased by +132%, requiring additional financing.
52 909 €
49 j
133 j
0 j
23 j
Based on 63 transactions of similar company sales
in 2023,
the value of FINANCIERE GELIN is estimated at
2 871 224 €
(range 694 346€ - 4 511 998€).
With an EBITDA of 329 628€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE GELIN with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE GELIN in 2023 is 815 k€.
Yes, FINANCIERE GELIN generated a net profit of 1.1 M€ in 2023.
The headquarters of FINANCIERE GELIN is located in FOUGERES (35300), in the department Ille-et-Vilaine.
The tax return of FINANCIERE GELIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE GELIN operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.