SIREN : 519445407
FINANCIERE GD is a French company founded 16 years ago, specialized in the sector Services administratifs combinés de bureau. Based in MOREE (41160), this company of category ETI shows in 2024 a revenue of 9.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 9 255 197 € | 5 983 626 € | 4 879 432 € | 3 981 756 € | 3 310 038 € | 2 638 575 € | 2 097 867 € | 1 712 346 € | 1 560 679 € |
| Net income | 2 875 042 € | 2 286 975 € | 2 846 066 € | 2 890 549 € | 5 449 558 € | 3 883 506 € | 1 008 162 € | 238 849 € | 279 087 € |
| EBITDA | -183 203 € | 104 403 € | 15 185 € | 143 616 € | 54 741 € | 37 207 € | -5 343 € | -223 238 € | 105 316 € |
| Net margin | 31.1% | 38.2% | 58.3% | 72.6% | 164.6% | 147.2% | 48.1% | 13.9% | 17.9% |
In 2024, FINANCIERE GD achieves revenue of 9.3 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +24.9%. Vs 2023, growth of +55% (6.0 M€ -> 9.3 M€). After deducting consumption (825 k€), gross margin stands at 8.4 M€, i.e. a rate of 91%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -183 k€, representing -2.0% of revenue. Warning negative scissor effect: despite revenue change (+55%), EBITDA varies by -275%, reducing margin by 3.7 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.9 M€, i.e. 31.1% of revenue. This profit can be retained or distributed to shareholders.
9 255 197 €
8 430 249 €
-183 203 €
-202 752 €
2 875 042 €
-2.0%
The debt ratio (= Financial debt / Equity x 100) stands at 67%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 23.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
67.173%
56.586%
23.095%
9.479
54.8%
In 2024, the debt ratio of FINANCIERE GD (67.17) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE GD (56.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE GD (9.48) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 153.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
153.092
-191.398
In 2024, the liquidity ratio of FINANCIERE GD (153.09) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE GD (-191.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 37 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 31 days. The company must finance 6 days of gap between collections and payments. Overall, WCR represents 31 days of revenue, i.e. 803 k€ to permanently finance. Notable WCR improvement over the period (-41%), freeing up cash.
803 444 €
37 j
31 j
0 j
31 j
Based on 173 transactions of similar company sales (all years), the value of FINANCIERE GD is estimated at 6 187 530 € (range 2 315 256€ - 15 783 282€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE GD with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of FINANCIERE GD in 2024 is 9.3 M€.
Yes, FINANCIERE GD generated a net profit of 2.9 M€ in 2024.
The headquarters of FINANCIERE GD is located in MOREE (41160), in the department Loir-et-Cher.
The tax return of FINANCIERE GD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE GD operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.