SIREN : 832896898
FINANCIERE GB is a French company founded 8 years ago, specialized in the sector Activités des sociétés holding. Based in ANGOULINS (17690), this company of category PME shows in 2022 a revenue of 327 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|
| Revenue | 327 000 € | 303 000 € | 281 000 € | 303 000 € | 237 000 € |
| Net income | 596 555 € | 380 363 € | 412 058 € | 296 967 € | 316 909 € |
| EBITDA | 16 876 € | 10 467 € | -1 208 € | 31 880 € | 66 644 € |
| Net margin | 182.4% | 125.5% | 146.6% | 98.0% | 133.7% |
In 2022, FINANCIERE GB achieves revenue of 327 k€. Over the period 2018-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +8.4%. Vs 2021: +8%. After deducting consumption (0 €), gross margin stands at 327 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 17 k€, representing 5.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 597 k€, i.e. 182.4% of revenue. This profit can be retained or distributed to shareholders.
327 000 €
327 000 €
16 876 €
16 483 €
596 555 €
5.2%
The debt ratio (= Financial debt / Equity x 100) stands at 47%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 66%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 191.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
47.049%
66.489%
191.555%
2.451
63.3%
In 2022, the debt ratio of FINANCIERE GB (47.05) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of FINANCIERE GB (66.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of FINANCIERE GB (2.45) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2234.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 311.3x. Operating income very largely covers interest expenses: high safety margin.
2234.785
311.342
In 2022, the liquidity ratio of FINANCIERE GB (2234.78) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of FINANCIERE GB (311.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 26 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 229 days. Excellent situation: suppliers finance 203 days of the operating cycle (retail model). Overall, WCR represents 27 days of revenue, i.e. 24 k€ to permanently finance. Over 2018-2022, WCR increased by +217%, requiring additional financing.
24 394 €
26 j
229 j
0 j
27 j
Based on 70 transactions of similar company sales
in 2022,
the value of FINANCIERE GB is estimated at
528 561 €
(range 180 695€ - 1 073 455€).
With an EBITDA of 16 876€, the sector multiple of 2.4x is applied.
The price/revenue ratio is 0.67x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 70 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE GB with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE GB in 2022 is 327 k€.
Yes, FINANCIERE GB generated a net profit of 597 k€ in 2022.
The headquarters of FINANCIERE GB is located in ANGOULINS (17690), in the department Charente-Maritime.
The tax return of FINANCIERE GB is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE GB operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.