Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

FINANCIERE GARDILLOU : revenue, balance sheet and financial ratios

FINANCIERE GARDILLOU is a French company founded 12 years ago, specialized in the sector Activités des sociétés holding. Based in PARIS (75016), this company of category PME shows in 2019 a net income positive of 66 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIERE GARDILLOU (SIREN 794734848)
Indicator 2019 2018 2017
Revenue N/C N/C N/C
Net income 65 952 € 68 712 € 99 975 €
EBITDA -32 039 € -26 902 € -27 367 €
Net margin N/C N/C N/C

Revenue and income statement

In 2019, FINANCIERE GARDILLOU generates positive net income of 66 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2019: 100 k€ -> 66 k€.

EBITDA (2019) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-32 039 €

EBIT (2019) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-32 044 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

65 952 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.03%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.03%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
FINANCIERE GARDILLOU

Sector positioning

Debt ratio
0.03 2019
2017
2018
2019
Q1: 0.17
Med: 17.07
Q3: 90.65
Excellent -6 pts over 3 years

In 2019, the debt ratio of FINANCIERE GARDILLOU (0.03) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
0.03% 2019
2017
2018
2019
Q1: 21.04%
Med: 59.32%
Q3: 88.44%
Average

In 2019, the financial autonomy of FINANCIERE GARDILLOU (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2019
2017
2018
2019
Q1: -0.0 years
Med: 0.17 years
Q3: 4.06 years
Good

In 2019, the repayment capacity of FINANCIERE GARDILLOU (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1213.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1213.115

Interest coverage (2019) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
FINANCIERE GARDILLOU

Sector positioning

Liquidity ratio
1213.12 2019
2017
2018
2019
Q1: 104.16
Med: 436.01
Q3: 2275.38
Good +11 pts over 3 years

In 2019, the liquidity ratio of FINANCIERE GARDILLOU (1213.12) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2019
2017
2018
2019
Q1: -58.78x
Med: 0.0x
Q3: 0.0x
Good

In 2019, the interest coverage of FINANCIERE GARDILLOU (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 452 days. Excellent situation: suppliers finance 452 days of the operating cycle (retail model).

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

452 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
FINANCIERE GARDILLOU

Positioning of FINANCIERE GARDILLOU in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 72 transactions of similar company sales in 2019, the value of FINANCIERE GARDILLOU is estimated at 501 099 € (range 86 828€ - 1 036 773€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2019
72 tx
86k€ 501k€ 1036k€
501 099 € Range: 86 828€ - 1 036 773€
NAF 5 année 2019

Valuation method used

Net Income Multiple
65 952 € × 7.6x = 501 099 €
Range: 86 829€ - 1 036 773€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 72 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare FINANCIERE GARDILLOU with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about FINANCIERE GARDILLOU

What is the revenue of FINANCIERE GARDILLOU ?

The revenue of FINANCIERE GARDILLOU is not publicly disclosed (confidential accounts filed with INPI).

Is FINANCIERE GARDILLOU profitable?

Yes, FINANCIERE GARDILLOU generated a net profit of 66 k€ in 2019.

Where is the headquarters of FINANCIERE GARDILLOU ?

The headquarters of FINANCIERE GARDILLOU is located in PARIS (75016), in the department Paris.

Where to find the tax return of FINANCIERE GARDILLOU ?

The tax return of FINANCIERE GARDILLOU is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIERE GARDILLOU operate?

FINANCIERE GARDILLOU operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.