SIREN : 529357691
FINANCIERE GARCIA is a French company founded 15 years ago, specialized in the sector Activités des sociétés holding. Based in GIERES (38610), this company of category PME shows in 2024 a revenue of 252 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 251 558 € | 213 967 € | 194 059 € | 148 815 € | 134 891 € | 150 052 € | 216 954 € | 259 450 € | 227 564 € |
| Net income | -14 094 € | -2 876 € | 30 760 € | -71 635 € | -13 533 € | -9 075 € | -49 346 € | 28 257 € | 54 627 € |
| EBITDA | 31 465 € | 16 870 € | 14 000 € | 13 000 € | 11 614 € | -1 534 € | 1 735 € | 43 245 € | 36 006 € |
| Net margin | -5.6% | -1.3% | 15.9% | -48.1% | -10.0% | -6.0% | -22.7% | 10.9% | 24.0% |
In 2024, FINANCIERE GARCIA achieves revenue of 252 k€. Revenue is growing positively over 9 years (CAGR: +1.3%). Vs 2023, growth of +18% (214 k€ -> 252 k€). After deducting consumption (-35 k€), gross margin stands at 287 k€, i.e. a rate of 114%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 31 k€, representing 12.5% of revenue. Positive scissor effect: EBITDA margin improves by +4.6 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Net income is negative at -14 k€ (-5.6% of revenue), which will impact equity.
251 558 €
286 771 €
31 465 €
14 804 €
-14 094 €
12.5%
The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 91%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 14.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
3.255%
91.387%
14.85%
1.512
2.4%
In 2024, the debt ratio of FINANCIERE GARCIA (3.25) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of FINANCIERE GARCIA (91.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of FINANCIERE GARCIA (1.51) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 565.10. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.4x. Financial charges are adequately covered by operations.
565.101
2.371
In 2024, the liquidity ratio of FINANCIERE GARCIA (565.10) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE GARCIA (2.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 67 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: -17 days. The gap of 84 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 683 days of revenue, i.e. 478 k€ to permanently finance.
477 565 €
67 j
-17 j
0 j
683 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE GARCIA is estimated at
150 641 €
(range 50 651€ - 229 913€).
With an EBITDA of 31 465€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE GARCIA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE GARCIA in 2024 is 252 k€.
FINANCIERE GARCIA recorded a net loss in 2024.
The headquarters of FINANCIERE GARCIA is located in GIERES (38610), in the department Isere.
The tax return of FINANCIERE GARCIA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE GARCIA operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.