SIREN : 412552713
FINANCIERE GAMBETTA is a French company founded 28 years ago, specialized in the sector Gestion de fonds. Based in CAMBRAI (59400), this company of category PME shows in 2023 a revenue of 50 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 49 584 € | 218 030 € | 254 434 € | 224 300 € | 234 090 € | 226 424 € | 232 369 € | 250 440 € |
| Net income | 90 696 € | -103 980 € | 352 284 € | 185 858 € | 256 350 € | 93 934 € | 213 788 € | 184 220 € |
| EBITDA | 1 208 € | 5 317 € | 6 158 € | 5 319 € | 5 709 € | 5 522 € | 5 667 € | 6 108 € |
| Net margin | 182.9% | -47.7% | 138.5% | 82.9% | 109.5% | 41.5% | 92.0% | 73.6% |
In 2023, FINANCIERE GAMBETTA achieves revenue of 50 k€. Revenue is declining over the period 2016-2023 (CAGR: -20.7%). Significant drop of -77% vs 2022. After deducting consumption (0 €), gross margin stands at 50 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1 k€, representing 2.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 91 k€, i.e. 182.9% of revenue. This profit can be retained or distributed to shareholders.
49 584 €
49 584 €
1 208 €
1 209 €
90 696 €
2.4%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 77.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.089%
98.701%
77.541%
0.046
In 2023, the debt ratio of FINANCIERE GAMBETTA (0.09) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2023, the financial autonomy of FINANCIERE GAMBETTA (98.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2023, the repayment capacity of FINANCIERE GAMBETTA (0.05) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 6010.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1299.8x. Operating income very largely covers interest expenses: high safety margin.
6010.301
1299.834
In 2023, the liquidity ratio of FINANCIERE GAMBETTA (6010.30) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of FINANCIERE GAMBETTA (1299.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 502 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 85 days. The gap of 417 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 500 days of revenue, i.e. 69 k€ to permanently finance. Notable WCR improvement over the period (-89%), freeing up cash.
68 926 €
502 j
85 j
0 j
500 j
Based on 77 transactions of similar company sales
in 2023,
the value of FINANCIERE GAMBETTA is estimated at
126 839 €
(range 56 548€ - 233 458€).
With an EBITDA of 1 208€, the sector multiple of 5.5x is applied.
The price/revenue ratio is 0.50x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE GAMBETTA with other companies in the same sector:
The revenue of FINANCIERE GAMBETTA in 2023 is 50 k€.
Yes, FINANCIERE GAMBETTA generated a net profit of 91 k€ in 2023.
The headquarters of FINANCIERE GAMBETTA is located in CAMBRAI (59400), in the department Nord.
The tax return of FINANCIERE GAMBETTA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE GAMBETTA operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.