SIREN : 889026845
FINANCIERE G2B is a French company founded 5 years ago, specialized in the sector Supermarchés. Based in PLESTIN-LES-GREVES (22310), this company of category PME shows in 2024 a revenue of 32.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Revenue | 32 873 931 € | 33 058 288 € | 30 364 516 € | 27 372 527 € |
| Net income | 455 894 € | 691 135 € | 475 445 € | 254 752 € |
| EBITDA | 629 541 € | 1 055 058 € | 679 644 € | 576 086 € |
| Net margin | 1.4% | 2.1% | 1.6% | 0.9% |
In 2024, FINANCIERE G2B achieves revenue of 32.9 M€. Over the period 2021-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +6.3%. Slight decline of -1% vs 2023. After deducting consumption (26.3 M€), gross margin stands at 6.6 M€, i.e. a rate of 20%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 630 k€, representing 1.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 456 k€, i.e. 1.4% of revenue. This profit can be retained or distributed to shareholders.
32 873 931 €
6 550 317 €
629 541 €
773 201 €
455 894 €
1.9%
The debt ratio (= Financial debt / Equity x 100) stands at 392%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 16%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 24.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
392.107%
15.804%
0.987%
24.37
In 2024, the debt ratio of FINANCIERE G2B (392.11) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of FINANCIERE G2B (15.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCIERE G2B (24.37) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 116.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 29.8x. Operating income very largely covers interest expenses: high safety margin.
116.527
29.775
In 2024, the liquidity ratio of FINANCIERE G2B (116.53) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE G2B (29.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 26 days. Favorable situation: supplier credit is longer than customer credit by 25 days. Inventory turnover is 17 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 16 days of revenue, i.e. 1.5 M€ to permanently finance. Over 2021-2024, WCR increased by +85%, requiring additional financing.
1 485 244 €
1 j
26 j
17 j
16 j
Based on 551 transactions of similar company sales in 2024, the value of FINANCIERE G2B is estimated at 4 286 873 € (range 1 991 130€ - 8 533 799€). With an EBITDA of 629 541€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 551 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE G2B with other companies in the same sector:
The revenue of FINANCIERE G2B in 2024 is 32.9 M€.
Yes, FINANCIERE G2B generated a net profit of 456 k€ in 2024.
The headquarters of FINANCIERE G2B is located in PLESTIN-LES-GREVES (22310), in the department Cotes-d'Armor.
The tax return of FINANCIERE G2B is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE G2B operates in the sector Supermarchés (NAF code 47.11D). See the 'Sector positioning' section above to compare the company with its competitors.