SIREN : 490191517
FINANCIERE G H is a French company founded 20 years ago, specialized in the sector Activités des sièges sociaux. Based in BREST (29200), this company of category PME shows in 2022 a revenue of 402 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 402 000 € | 402 000 € | 402 000 € | 402 000 € | 402 000 € | 234 500 € | 402 000 € |
| Net income | 892 563 € | 773 335 € | 724 785 € | 1 045 562 € | 854 604 € | 251 125 € | 481 766 € |
| EBITDA | 26 743 € | 66 502 € | -6 426 € | -68 957 € | 67 129 € | 26 162 € | 21 100 € |
| Net margin | 222.0% | 192.4% | 180.3% | 260.1% | 212.6% | 107.1% | 119.8% |
In 2022, FINANCIERE G H achieves revenue of 402 k€. Activity remains stable over the period (CAGR: 0.0%). Slight decline of 0% vs 2021. After deducting consumption (0 €), gross margin stands at 402 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 27 k€, representing 6.7% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -60%, reducing margin by 9.9 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 893 k€, i.e. 222.0% of revenue. This profit can be retained or distributed to shareholders.
402 000 €
402 000 €
26 743 €
26 744 €
892 563 €
6.7%
The debt ratio (= Financial debt / Equity x 100) stands at 139%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 12.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 237.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
138.954%
41.729%
237.494%
12.371
In 2022, the debt ratio of FINANCIERE G H (138.95) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of FINANCIERE G H (41.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of FINANCIERE G H (12.37) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2175.62. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 488.5x. Operating income very largely covers interest expenses: high safety margin.
2175.618
488.532
In 2022, the liquidity ratio of FINANCIERE G H (2175.62) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2022, the interest coverage of FINANCIERE G H (488.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 112 days. Excellent situation: suppliers finance 112 days of the operating cycle (retail model). Overall, WCR represents 380 days of revenue, i.e. 424 k€ to permanently finance. Over 2016-2022, WCR increased by +111%, requiring additional financing.
424 194 €
0 j
112 j
0 j
380 j
Based on 107 transactions of similar company sales in 2022, the value of FINANCIERE G H is estimated at 1 224 211 € (range 766 276€ - 2 083 266€). With an EBITDA of 26 743€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.65x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 107 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE G H with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE G H in 2022 is 402 k€.
Yes, FINANCIERE G H generated a net profit of 893 k€ in 2022.
The headquarters of FINANCIERE G H is located in BREST (29200), in the department Finistere.
The tax return of FINANCIERE G H is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE G H operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.