SIREN : 480064070
FINANCIERE FRANCOIS CHARDINY is a French company founded 21 years ago, specialized in the sector Activités des sociétés holding. Based in MEGEVE (74120), this company of category PME shows in 2024 a revenue of 524 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 524 000 € | 612 000 € | 374 000 € | 384 000 € | 290 000 € | 420 000 € | 484 000 € | 404 000 € | 339 000 € |
| Net income | 456 865 € | 303 178 € | 302 208 € | 240 381 € | 155 996 € | 323 459 € | 339 090 € | 155 170 € | 183 980 € |
| EBITDA | 386 810 € | 481 895 € | 312 438 € | 320 955 € | 225 372 € | 355 064 € | 418 732 € | 339 589 € | 283 142 € |
| Net margin | 87.2% | 49.5% | 80.8% | 62.6% | 53.8% | 77.0% | 70.1% | 38.4% | 54.3% |
In 2024, FINANCIERE FRANCOIS CHARDINY achieves revenue of 524 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.6%. Significant drop of -14% vs 2023. After deducting consumption (0 €), gross margin stands at 524 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 387 k€, representing 73.8% of revenue. Warning negative scissor effect: despite revenue change (-14%), EBITDA varies by -20%, reducing margin by 4.9 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 457 k€, i.e. 87.2% of revenue. This profit can be retained or distributed to shareholders.
524 000 €
524 000 €
386 810 €
444 474 €
456 865 €
73.8%
The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 87%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 87.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
8.534%
87.324%
87.188%
0.647
In 2024, the debt ratio of FINANCIERE FRANCOIS CHARDINY (8.53) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of FINANCIERE FRANCOIS CHARDINY (87.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE FRANCOIS CHARDINY (0.65) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 260.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.1x. Financial charges are adequately covered by operations.
260.729
3.069
In 2024, the liquidity ratio of FINANCIERE FRANCOIS CHARDINY (260.73) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE FRANCOIS CHARDINY (3.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 199 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 93 days. The gap of 106 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 112 days of revenue, i.e. 163 k€ to permanently finance. Notable WCR improvement over the period (-37%), freeing up cash.
163 153 €
199 j
93 j
0 j
112 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE FRANCOIS CHARDINY is estimated at
1 161 233 €
(range 300 981€ - 2 404 202€).
With an EBITDA of 386 810€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE FRANCOIS CHARDINY with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE FRANCOIS CHARDINY in 2024 is 524 k€.
Yes, FINANCIERE FRANCOIS CHARDINY generated a net profit of 457 k€ in 2024.
The headquarters of FINANCIERE FRANCOIS CHARDINY is located in MEGEVE (74120), in the department Haute-Savoie.
The tax return of FINANCIERE FRANCOIS CHARDINY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE FRANCOIS CHARDINY operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.