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FINANCIERE FBJ : revenue, balance sheet and financial ratios

FINANCIERE FBJ is a French company founded 2 years ago, specialized in the sector Gestion de fonds. Based in LA TESSOUALLE (49280), this company of category PME shows in 2024 a net income positive of 172 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIERE FBJ (SIREN 952521706)
Indicator 2024 2023
Revenue N/C N/C
Net income 172 416 € -135 €
EBITDA -1 003 € -2 790 €
Net margin N/C N/C

Revenue and income statement

In 2024, FINANCIERE FBJ generates positive net income of 172 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 003 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 003 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

172 416 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 480%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

479.853%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

78.831%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

4.823

Solvency indicators evolution
FINANCIERE FBJ

Sector positioning

Debt ratio
479.85 2024
2023
2024
Q1: 0.0
Med: 8.29
Q3: 92.98
Average

In 2024, the debt ratio of FINANCIERE FBJ (479.85) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
78.83% 2024
2023
2024
Q1: 4.66%
Med: 48.47%
Q3: 87.35%
Good -6 pts over 2 years

In 2024, the financial autonomy of FINANCIERE FBJ (78.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
4.82 years 2024
2023
2024
Q1: -0.01 years
Med: 0.0 years
Q3: 3.01 years
Average +50 pts over 2 years

In 2024, the repayment capacity of FINANCIERE FBJ (4.82) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 109.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

109.55

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-3012.961

Liquidity indicators evolution
FINANCIERE FBJ

Sector positioning

Liquidity ratio
109.55 2024
2023
2024
Q1: 100.72
Med: 472.35
Q3: 3121.45
Average

In 2024, the liquidity ratio of FINANCIERE FBJ (109.55) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-3012.96x 2024
2023
2024
Q1: -71.24x
Med: 0.0x
Q3: 0.0x
Average -25 pts over 2 years

In 2024, the interest coverage of FINANCIERE FBJ (-3013.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Positioning of FINANCIERE FBJ in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Based on 62 transactions of similar company sales in 2024, the value of FINANCIERE FBJ is estimated at 1 274 370 € (range 361 827€ - 2 524 664€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
62 tx
361k€ 1274k€ 2524k€
1 274 370 € Range: 361 827€ - 2 524 664€
NAF 5 année 2024

Valuation method used

Net Income Multiple
172 416 € × 7.4x = 1 274 371 €
Range: 361 827€ - 2 524 664€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare FINANCIERE FBJ with other companies in the same sector:

Frequently asked questions about FINANCIERE FBJ

What is the revenue of FINANCIERE FBJ ?

The revenue of FINANCIERE FBJ is not publicly disclosed (confidential accounts filed with INPI).

Is FINANCIERE FBJ profitable?

Yes, FINANCIERE FBJ generated a net profit of 172 k€ in 2024.

Where is the headquarters of FINANCIERE FBJ ?

The headquarters of FINANCIERE FBJ is located in LA TESSOUALLE (49280), in the department Maine-et-Loire.

Where to find the tax return of FINANCIERE FBJ ?

The tax return of FINANCIERE FBJ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIERE FBJ operate?

FINANCIERE FBJ operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.