SIREN : 450973235
FINANCIERE ERJO is a French company founded 22 years ago, specialized in the sector Activités des sociétés holding. Based in EYBENS (38320), this company of category ETI shows in 2024 a revenue of 3.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3 253 447 € | 2 753 317 € | 2 724 201 € | 2 559 255 € | 2 317 114 € | 2 472 978 € | 2 259 353 € | 1 888 144 € | 2 003 863 € |
| Net income | 770 193 € | 526 067 € | 291 348 € | 320 457 € | 315 254 € | 233 374 € | 226 831 € | 267 865 € | 215 278 € |
| EBITDA | 407 569 € | 346 368 € | 300 350 € | 241 424 € | 179 558 € | 133 790 € | 119 423 € | 81 089 € | 132 120 € |
| Net margin | 23.7% | 19.1% | 10.7% | 12.5% | 13.6% | 9.4% | 10.0% | 14.2% | 10.7% |
In 2024, FINANCIERE ERJO achieves revenue of 3.3 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +6.2%. Vs 2023, growth of +18% (2.8 M€ -> 3.3 M€). After deducting consumption (0 €), gross margin stands at 3.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 408 k€, representing 12.5% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 770 k€, i.e. 23.7% of revenue. This profit can be retained or distributed to shareholders.
3 253 447 €
3 253 447 €
407 569 €
209 743 €
770 193 €
12.5%
The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 24.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
7.78%
79.372%
24.623%
0.416
45.5%
In 2024, the debt ratio of FINANCIERE ERJO (7.78) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of FINANCIERE ERJO (79.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE ERJO (0.42) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 349.32. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.3x. Financial charges are adequately covered by operations.
349.323
3.293
In 2024, the liquidity ratio of FINANCIERE ERJO (349.32) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE ERJO (3.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 67 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 68 days. Favorable situation: supplier credit is longer than customer credit by 1 days. Overall, WCR represents 108 days of revenue, i.e. 974 k€ to permanently finance. Over 2016-2024, WCR increased by +94%, requiring additional financing.
974 180 €
67 j
68 j
0 j
108 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE ERJO is estimated at
1 785 023 €
(range 667 759€ - 3 531 849€).
With an EBITDA of 407 569€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE ERJO with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE ERJO in 2024 is 3.3 M€.
Yes, FINANCIERE ERJO generated a net profit of 770 k€ in 2024.
The headquarters of FINANCIERE ERJO is located in EYBENS (38320), in the department Isere.
The tax return of FINANCIERE ERJO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE ERJO operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.