SIREN : 499497725
FINANCIERE E.M.I is a French company founded 18 years ago, specialized in the sector Activités des sièges sociaux. Based in SAINT-CLOUD (92210), this company of category PME shows in 2024 a revenue of 21 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 21 188 € | 17 650 € | 13 250 € | 16 450 € | 14 900 € | 13 450 € | N/C |
| Net income | -8 590 € | -5 593 € | -11 347 € | -3 709 € | 87 106 € | -26 807 € | 167 688 € |
| EBITDA | -9 324 € | -16 736 € | -20 512 € | -10 877 € | -21 828 € | -59 703 € | N/C |
| Net margin | -40.5% | -31.7% | -85.6% | -22.5% | 584.6% | -199.3% | N/C |
In 2024, FINANCIERE E.M.I achieves revenue of 21 k€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +9.5%. Vs 2023, growth of +20% (18 k€ -> 21 k€). After deducting consumption (0 €), gross margin stands at 21 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -9 k€, representing -44.0% of revenue. Positive scissor effect: EBITDA margin improves by +50.8 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -9 k€ (-40.5% of revenue), which will impact equity.
21 188 €
21 188 €
-9 324 €
-41 674 €
-8 590 €
-44.0%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 92%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 396.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.793%
92.443%
396.361%
0.07
In 2024, the debt ratio of FINANCIERE E.M.I (0.79) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of FINANCIERE E.M.I (92.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of FINANCIERE E.M.I (0.07) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 3242.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
3242.881
-706.124
In 2024, the liquidity ratio of FINANCIERE E.M.I (3242.88) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of FINANCIERE E.M.I (-706.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 82 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 162 days. Excellent situation: suppliers finance 80 days of the operating cycle (retail model). Overall, WCR represents 7946 days of revenue, i.e. 468 k€ to permanently finance.
467 686 €
82 j
162 j
0 j
7946 j
Based on 103 transactions of similar company sales in 2024, the value of FINANCIERE E.M.I is estimated at 8 000 € (range 3 813€ - 16 159€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE E.M.I with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE E.M.I in 2024 is 21 k€.
FINANCIERE E.M.I recorded a net loss in 2024.
The headquarters of FINANCIERE E.M.I is located in SAINT-CLOUD (92210), in the department Hauts-de-Seine.
The tax return of FINANCIERE E.M.I is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE E.M.I operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.