SIREN : 413191917
FINANCIERE E.L.E is a French company founded 28 years ago, specialized in the sector Activités des sociétés holding. Based in TOURS (37000), this company of category PME shows in 2025 a revenue of 834 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 834 150 € | 804 000 € | 804 000 € | 804 000 € | 843 000 € | 730 000 € | 681 000 € | 706 500 € | 702 000 € |
| Net income | 582 975 € | 336 327 € | 213 162 € | 614 224 € | 735 359 € | 173 020 € | 105 330 € | 182 009 € | 161 302 € |
| EBITDA | 24 339 € | -18 € | 47 256 € | 78 542 € | 167 426 € | 22 068 € | 246 € | 28 316 € | 2 617 € |
| Net margin | 69.9% | 41.8% | 26.5% | 76.4% | 87.2% | 23.7% | 15.5% | 25.8% | 23.0% |
In 2025, FINANCIERE E.L.E achieves revenue of 834 k€. Revenue is growing positively over 9 years (CAGR: +2.2%). Vs 2024: +4%. After deducting consumption (0 €), gross margin stands at 834 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 24 k€, representing 2.9% of revenue. Positive scissor effect: EBITDA margin improves by +2.9 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 583 k€, i.e. 69.9% of revenue. This profit can be retained or distributed to shareholders.
834 150 €
834 150 €
24 339 €
22 840 €
582 975 €
2.9%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 69.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.369%
98.233%
69.889%
0.023
In 2025, the debt ratio of FINANCIERE E.L.E (0.37) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of FINANCIERE E.L.E (98.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of FINANCIERE E.L.E (0.02) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 2793.35. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
2793.346
0.0
In 2025, the liquidity ratio of FINANCIERE E.L.E (2793.35) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of FINANCIERE E.L.E (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 22 days. The company must finance 8 days of gap between collections and payments. Overall, WCR represents 288 days of revenue, i.e. 666 k€ to permanently finance.
666 261 €
30 j
22 j
0 j
288 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 338 093€ to 3 492 454€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE E.L.E with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE E.L.E in 2025 is 834 k€.
Yes, FINANCIERE E.L.E generated a net profit of 583 k€ in 2025.
The headquarters of FINANCIERE E.L.E is located in TOURS (37000), in the department Indre-et-Loire.
The tax return of FINANCIERE E.L.E is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE E.L.E operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.