SIREN : 854031044
FINANCIERE EJ is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in SAINT-HERBLAIN (44800), this company of category PME shows in 2024 a revenue of 350 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 350 000 € | 385 000 € | 385 000 € | 420 000 € | 175 000 € |
| Net income | 90 723 € | 158 180 € | 172 719 € | 181 419 € | 317 157 € |
| EBITDA | -38 604 € | 37 654 € | 58 686 € | 95 384 € | -28 492 € |
| Net margin | 25.9% | 41.1% | 44.9% | 43.2% | 181.2% |
In 2024, FINANCIERE EJ achieves revenue of 350 k€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +18.9%. Slight decline of -9% vs 2023. After deducting consumption (0 €), gross margin stands at 350 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -39 k€, representing -11.0% of revenue. Warning negative scissor effect: despite revenue change (-9%), EBITDA varies by -203%, reducing margin by 20.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 91 k€, i.e. 25.9% of revenue. This profit can be retained or distributed to shareholders.
350 000 €
350 000 €
-38 604 €
-38 605 €
90 723 €
-11.0%
The debt ratio (= Financial debt / Equity x 100) stands at 21%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 83%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 25.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
20.547%
82.954%
25.921%
3.364
100.0%
In 2024, the debt ratio of FINANCIERE EJ (20.55) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE EJ (83.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE EJ (3.36) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1288600.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1288600.0
-7.978
In 2024, the liquidity ratio of FINANCIERE EJ (1288600.00) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of FINANCIERE EJ (-8.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 23 days of revenue, i.e. 22 k€ to permanently finance. Over 2020-2024, WCR increased by +723%, requiring additional financing.
21 931 €
0 j
0 j
0 j
23 j
Based on 62 transactions of similar company sales
in 2024,
the value of FINANCIERE EJ is estimated at
332 149 €
(range 109 232€ - 709 375€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE EJ with other companies in the same sector:
The revenue of FINANCIERE EJ in 2024 is 350 k€.
Yes, FINANCIERE EJ generated a net profit of 91 k€ in 2024.
The headquarters of FINANCIERE EJ is located in SAINT-HERBLAIN (44800), in the department Loire-Atlantique.
The tax return of FINANCIERE EJ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE EJ operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.