SIREN : 910716737
FINANCIERE DU WEST is a French company founded 4 years ago, specialized in the sector Agences immobilières. Based in LILLE (59000), this company of category PME shows in 2024 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 |
|---|---|
| Revenue | 1 157 823 € |
| Net income | 94 892 € |
| EBITDA | 148 376 € |
| Net margin | 8.2% |
In 2024, FINANCIERE DU WEST achieves revenue of 1.2 M€. After deducting consumption (909 k€), gross margin stands at 249 k€, i.e. a rate of 22%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 148 k€, representing 12.8% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 95 k€, i.e. 8.2% of revenue. This profit can be retained or distributed to shareholders.
1 157 823 €
249 036 €
148 376 €
115 478 €
94 892 €
12.8%
The debt ratio (= Financial debt / Equity x 100) stands at 396%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 20%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 36.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 2.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
395.873%
19.878%
2.4%
36.454
96.9%
In 2024, the debt ratio of FINANCIERE DU WEST (395.87) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE DU WEST (19.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCIERE DU WEST (36.45) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 176.70. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 58.9x. Operating income very largely covers interest expenses: high safety margin.
176.702
58.941
In 2024, the liquidity ratio of FINANCIERE DU WEST (176.70) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE DU WEST (58.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 56 days. Excellent situation: suppliers finance 56 days of the operating cycle (retail model). Inventory turnover is 218 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 223 days of revenue, i.e. 716 k€ to permanently finance.
715 650 €
0 j
56 j
218 j
223 j
Based on 64 transactions of similar company sales
in 2024,
the value of FINANCIERE DU WEST is estimated at
440 176 €
(range 189 807€ - 710 819€).
With an EBITDA of 148 376€, the sector multiple of 3.1x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE DU WEST with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of FINANCIERE DU WEST in 2024 is 1.2 M€.
Yes, FINANCIERE DU WEST generated a net profit of 95 k€ in 2024.
The headquarters of FINANCIERE DU WEST is located in LILLE (59000), in the department Nord.
The tax return of FINANCIERE DU WEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE DU WEST operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.