SIREN : 444782247
FINANCIERE DU VAL D AMOUR is a French company founded 23 years ago, specialized in the sector Activités des sociétés holding. Based in CHOISEY (39100), this company of category PME shows in 2024 a revenue of 284 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 284 150 € | 272 150 € | 264 750 € | 317 150 € | 346 730 € | 383 270 € | 383 320 € | 307 586 € | N/C |
| Net income | 24 759 € | -47 695 € | 1 927 616 € | -30 885 € | 1 928 106 € | 4 471 € | 675 956 € | -9 384 € | 43 813 € |
| EBITDA | -94 556 € | -107 434 € | -111 869 € | -58 156 € | -33 155 € | 10 148 € | 34 497 € | -9 383 € | -4 054 € |
| Net margin | 8.7% | -17.5% | 728.1% | -9.7% | 556.1% | 1.2% | 176.3% | -3.1% | N/C |
In 2024, FINANCIERE DU VAL D AMOUR achieves revenue of 284 k€. Activity remains stable over the period (CAGR: -1.1%). Vs 2023: +4%. After deducting consumption (0 €), gross margin stands at 284 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -95 k€, representing -33.3% of revenue. Positive scissor effect: EBITDA margin improves by +6.2 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 25 k€, i.e. 8.7% of revenue. This profit can be retained or distributed to shareholders.
284 150 €
284 150 €
-94 556 €
-94 805 €
24 759 €
-33.3%
The debt ratio (= Financial debt / Equity x 100) stands at 52%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 64%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 35.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 12.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
52.262%
64.095%
12.595%
35.221
7.2%
In 2024, the debt ratio of FINANCIERE DU VAL D AMOUR (52.26) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE DU VAL D AMOUR (64.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE DU VAL D AMOUR (35.22) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 874.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
874.159
-1.829
In 2024, the liquidity ratio of FINANCIERE DU VAL D AMOUR (874.16) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE DU VAL D AMOUR (-1.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 31 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 47 days. Favorable situation: supplier credit is longer than customer credit by 16 days. Overall, WCR represents 792 days of revenue, i.e. 625 k€ to permanently finance.
625 465 €
31 j
47 j
0 j
792 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE DU VAL D AMOUR is estimated at
114 838 €
(range 71 670€ - 193 297€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE DU VAL D AMOUR with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE DU VAL D AMOUR in 2024 is 284 k€.
Yes, FINANCIERE DU VAL D AMOUR generated a net profit of 25 k€ in 2024.
The headquarters of FINANCIERE DU VAL D AMOUR is located in CHOISEY (39100), in the department Jura.
The tax return of FINANCIERE DU VAL D AMOUR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE DU VAL D AMOUR operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.