SIREN : 839438074
FINANCIERE DU CREST is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in LORIENT (56100), this company of category PME shows in 2024 a revenue of 144 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 144 000 € | 146 500 € | 89 000 € | 15 000 € | 15 000 € | 15 000 € | N/C |
| Net income | -353 114 € | 130 765 € | 146 438 € | 48 801 € | 70 570 € | 11 669 € | -5 859 € |
| EBITDA | 14 051 € | -1 337 € | 83 445 € | 12 662 € | 13 635 € | 14 026 € | -5 161 € |
| Net margin | -245.2% | 89.3% | 164.5% | 325.3% | 470.5% | 77.8% | N/C |
In 2024, FINANCIERE DU CREST achieves revenue of 144 k€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +57.2%. Slight decline of -2% vs 2023. After deducting consumption (0 €), gross margin stands at 144 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 14 k€, representing 9.8% of revenue. Positive scissor effect: EBITDA margin improves by +10.7 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Net income is negative at -353 k€ (-245.2% of revenue), which will impact equity.
144 000 €
144 000 €
14 051 €
-17 064 €
-353 114 €
9.8%
The debt ratio (= Financial debt / Equity x 100) stands at 25%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 74%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 155.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
25.267%
74.163%
155.148%
1.846
In 2024, the debt ratio of FINANCIERE DU CREST (25.27) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE DU CREST (74.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE DU CREST (1.85) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1581.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 89.4x. Operating income very largely covers interest expenses: high safety margin.
1581.765
89.403
In 2024, the liquidity ratio of FINANCIERE DU CREST (1581.77) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE DU CREST (89.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 22 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 321 days. Excellent situation: suppliers finance 299 days of the operating cycle (retail model). Overall, WCR represents 4719 days of revenue, i.e. 1.9 M€ to permanently finance.
1 887 533 €
22 j
321 j
0 j
4719 j
Based on 62 transactions of similar company sales
in 2024,
the value of FINANCIERE DU CREST is estimated at
58 571 €
(range 21 609€ - 140 619€).
With an EBITDA of 14 051€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE DU CREST with other companies in the same sector:
The revenue of FINANCIERE DU CREST in 2024 is 144 k€.
FINANCIERE DU CREST recorded a net loss in 2024.
The headquarters of FINANCIERE DU CREST is located in LORIENT (56100), in the department Morbihan.
The tax return of FINANCIERE DU CREST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE DU CREST operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.