FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT : revenue, balance sheet and financial ratios

FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT is a French company founded 16 years ago, specialized in the sector Activités des sièges sociaux. Based in TILLOY-LES-MOFFLAINES (62217), this company of category PME shows in 2025 a revenue of 226 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT (SIREN 519306856)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 225 605 € 236 122 € 148 003 € 127 058 € 114 726 € 125 379 € 123 958 € 147 378 € 116 575 €
Net income 3 026 € 1 820 € 29 629 € 2 242 € 1 664 € 22 097 € 78 255 € 66 727 € 23 722 €
EBITDA -128 681 € -122 557 € -128 336 € -139 819 € -121 746 € -147 239 € -158 067 € -95 027 € -101 087 €
Net margin 1.3% 0.8% 20.0% 1.8% 1.5% 17.6% 63.1% 45.3% 20.3%

Revenue and income statement

In 2025, FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT achieves revenue of 226 k€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +8.6%. Slight decline of -4% vs 2024. After deducting consumption (0 €), gross margin stands at 226 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -129 k€, representing -57.0% of revenue. Warning negative scissor effect: despite revenue change (-4%), EBITDA varies by -5%, reducing margin by 5.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3 k€, i.e. 1.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

225 605 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

225 605 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-128 681 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

3 398 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

3 026 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-57.0%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.323%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

55.295%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.094%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.152

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

25.4%

Solvency indicators evolution
FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT

Sector positioning

Debt ratio
0.32 2025
2023
2024
2025
Q1: 0.09
Med: 12.76
Q3: 79.1
Good -20 pts over 3 years

In 2025, the debt ratio of FINANCIERE D'INVESTISSEME... (0.32) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
55.3% 2025
2023
2024
2025
Q1: 14.0%
Med: 56.52%
Q3: 88.88%
Average -8 pts over 3 years

In 2025, the financial autonomy of FINANCIERE D'INVESTISSEME... (55.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.15 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.28 years
Q3: 3.39 years
Good -20 pts over 3 years

In 2025, the repayment capacity of FINANCIERE D'INVESTISSEME... (0.15) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 163.34. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

163.339

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT

Sector positioning

Liquidity ratio
163.34 2025
2023
2024
2025
Q1: 131.57
Med: 525.4
Q3: 2625.3
Average -8 pts over 3 years

In 2025, the liquidity ratio of FINANCIERE D'INVESTISSEME... (163.34) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2025
2023
2024
2025
Q1: -43.68x
Med: 0.0x
Q3: 1.99x
Good

In 2025, the interest coverage of FINANCIERE D'INVESTISSEME... (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 510 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 196 days. The gap of 314 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 409 days of revenue, i.e. 256 k€ to permanently finance. Over 2017-2025, WCR increased by +367%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

256 068 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

510 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

196 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

409 j

WCR and payment terms evolution
FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT

Positioning of FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT in its sector

Comparison with sector Activités des sièges sociaux

Valuation estimate

Based on 54 transactions of similar company sales in 2025, the value of FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT is estimated at 88 736 € (range 36 524€ - 103 407€). The price/revenue ratio is 0.63x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
54 tx
36k€ 88k€ 103k€
88 736 € Range: 36 524€ - 103 407€
NAF 5 année 2025

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
225 605 € × 0.63x
Estimation 142 317 €
59 193€ - 160 864€
Net Income Multiple 20%
3 026 € × 2.8x
Estimation 8 366 €
2 521€ - 17 224€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sièges sociaux)

Compare FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sièges sociaux

Frequently asked questions about FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT

What is the revenue of FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT ?

The revenue of FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT in 2025 is 226 k€.

Is FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT profitable?

Yes, FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT generated a net profit of 3 k€ in 2025.

Where is the headquarters of FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT ?

The headquarters of FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT is located in TILLOY-LES-MOFFLAINES (62217), in the department Pas-de-Calais.

Where to find the tax return of FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT ?

The tax return of FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT operate?

FINANCIERE D'INVESTISSEMENT ET DE DEVELOPPEMENT operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.