SIREN : 489362988
FINANCIERE DES ILES is a French company founded 20 years ago, specialized in the sector Centrales d'achat non alimentaires. Based in LE PORT (97420), this company of category PME shows in 2025 a revenue of 144 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 144 171 € | 129 014 € | 155 348 € | 125 560 € | 95 474 € | 89 480 € | 87 393 € | 81 579 € | 68 187 € | 47 069 € |
| Net income | -110 320 € | -101 620 € | -30 942 € | 260 790 € | 52 254 € | 27 687 € | 14 883 € | 59 451 € | 90 385 € | -30 187 € |
| EBITDA | 15 210 € | 473 € | 17 791 € | -73 804 € | 50 695 € | 50 638 € | 54 983 € | 28 808 € | 36 540 € | -7 570 € |
| Net margin | -76.5% | -78.8% | -19.9% | 207.7% | 54.7% | 30.9% | 17.0% | 72.9% | 132.6% | -64.1% |
In 2025, FINANCIERE DES ILES achieves revenue of 144 k€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +13.2%. Vs 2024, growth of +12% (129 k€ -> 144 k€). After deducting consumption (3 k€), gross margin stands at 141 k€, i.e. a rate of 98%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 15 k€, representing 10.5% of revenue. Positive scissor effect: EBITDA margin improves by +10.2 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Net income is negative at -110 k€ (-76.5% of revenue), which will impact equity.
144 171 €
140 701 €
15 210 €
-94 086 €
-110 320 €
10.6%
The debt ratio (= Financial debt / Equity x 100) stands at 58%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
57.746%
58.941%
-0.707%
-681.35
In 2025, the debt ratio of FINANCIERE DES ILES (57.75) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FINANCIERE DES ILES (58.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of FINANCIERE DES ILES (-681.35) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 0.00. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement. The interest coverage ratio (= EBIT / Interest expenses) is 122.7x. Operating income very largely covers interest expenses: high safety margin.
0.0
122.728
In 2025, the liquidity ratio of FINANCIERE DES ILES (0.00) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of FINANCIERE DES ILES (122.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 28 days. Favorable situation: supplier credit is longer than customer credit by 28 days. WCR is negative (-340 days): operations structurally generate cash. Notable WCR improvement over the period (-3438%), freeing up cash.
-136 170 €
0 j
28 j
0 j
-340 j
Based on 85 transactions of similar company sales
(all years),
the value of FINANCIERE DES ILES is estimated at
26 822 €
(range 14 864€ - 82 972€).
With an EBITDA of 15 210€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.32x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 85 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE DES ILES with other companies in the same sector:
Voir toutes les statistiques du secteur Centrales d'achat non alimentaires
The revenue of FINANCIERE DES ILES in 2025 is 144 k€.
FINANCIERE DES ILES recorded a net loss in 2025.
The headquarters of FINANCIERE DES ILES is located in LE PORT (97420), in the department La Reunion.
The tax return of FINANCIERE DES ILES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE DES ILES operates in the sector Centrales d'achat non alimentaires (NAF code 46.19A). See the 'Sector positioning' section above to compare the company with its competitors.