SIREN : 812923993
FINANCIERE DES CRAYS is a French company founded 10 years ago, specialized in the sector Activités des sièges sociaux. Based in HURIGNY (71870), this company of category PME shows in 2024 a revenue of 147 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 146 733 € | 147 225 € | 81 940 € | 7 480 € | 7 434 € |
| Net income | 63 941 € | 42 728 € | 32 241 € | 28 515 € | 19 574 € |
| EBITDA | 30 900 € | 33 225 € | 23 510 € | 3 063 € | 4 582 € |
| Net margin | 43.6% | 29.0% | 39.3% | 381.2% | 263.3% |
In 2024, FINANCIERE DES CRAYS achieves revenue of 147 k€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +110.8%. Slight decline of -0% vs 2023. After deducting consumption (0 €), gross margin stands at 147 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 31 k€, representing 21.1% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 64 k€, i.e. 43.6% of revenue. This profit can be retained or distributed to shareholders.
146 733 €
146 733 €
30 900 €
30 042 €
63 941 €
21.1%
The debt ratio (= Financial debt / Equity x 100) stands at 75%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.9 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 44.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
75.3%
55.673%
44.161%
5.887
60.2%
In 2024, the debt ratio of FINANCIERE DES CRAYS (75.30) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE DES CRAYS (55.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE DES CRAYS (5.89) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1739.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 32.6x. Operating income very largely covers interest expenses: high safety margin.
1739.766
32.586
In 2024, the liquidity ratio of FINANCIERE DES CRAYS (1739.77) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE DES CRAYS (32.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 39 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 225 days. Excellent situation: suppliers finance 186 days of the operating cycle (retail model). Overall, WCR represents 886 days of revenue, i.e. 361 k€ to permanently finance. Over 2020-2024, WCR increased by +1171%, requiring additional financing.
361 069 €
39 j
225 j
0 j
886 j
Based on 103 transactions of similar company sales in 2024, the value of FINANCIERE DES CRAYS is estimated at 215 945 € (range 63 053€ - 489 569€). With an EBITDA of 30 900€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE DES CRAYS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE DES CRAYS in 2024 is 147 k€.
Yes, FINANCIERE DES CRAYS generated a net profit of 64 k€ in 2024.
The headquarters of FINANCIERE DES CRAYS is located in HURIGNY (71870), in the department Saone-et-Loire.
The tax return of FINANCIERE DES CRAYS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE DES CRAYS operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.