FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. : revenue, balance sheet and financial ratios

FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. is a French company founded 9 years ago, specialized in the sector Gestion de fonds. Based in EPERNAY (51200), this company of category PME shows in 2025 a revenue of 241 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. (SIREN 829031863)
Indicator 2025 2023 2022 2021 2020 2019 2018 2017
Revenue 241 383 € 308 608 € 243 362 € 104 892 € 103 131 € N/C N/C N/C
Net income -32 697 € 39 501 € 8 535 € 18 472 € 15 012 € -3 474 € -5 572 € -296 €
EBITDA 19 218 € 48 040 € 20 869 € 23 267 € 21 977 € -2 444 € -5 180 € -10 €
Net margin -13.5% 12.8% 3.5% 17.6% 14.6% N/C N/C N/C

Revenue and income statement

In 2025, FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. achieves revenue of 241 k€. Over the period 2020-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +18.5%. Significant drop of -22% vs 2023. After deducting consumption (0 €), gross margin stands at 241 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 19 k€, representing 8.0% of revenue. Warning negative scissor effect: despite revenue change (-22%), EBITDA varies by -60%, reducing margin by 7.6 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -33 k€ (-13.5% of revenue), which will impact equity.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

241 383 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

241 383 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

19 218 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

21 652 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-32 697 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

8.0%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 89%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 41%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

88.907%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

41.1%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-12.614%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-17.673

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

98.9%

Solvency indicators evolution
FINANCIERE DES BARBIERS EN ABREVIATION F.D.B.

Sector positioning

Debt ratio
88.91 2025
2022
2023
2025
Q1: 0.0
Med: 11.05
Q3: 95.39
Average +5 pts over 3 years

In 2025, the debt ratio of FINANCIERE DES BARBIERS E... (88.91) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
41.1% 2025
2022
2023
2025
Q1: 9.39%
Med: 52.08%
Q3: 89.29%
Average

In 2025, the financial autonomy of FINANCIERE DES BARBIERS E... (41.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-17.67 years 2025
2022
2023
2025
Q1: 0.0 years
Med: 0.12 years
Q3: 3.48 years
Excellent -50 pts over 3 years

In 2025, the repayment capacity of FINANCIERE DES BARBIERS E... (-17.67) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 25.82. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 252.4x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

25.823

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

252.388

Liquidity indicators evolution
FINANCIERE DES BARBIERS EN ABREVIATION F.D.B.

Sector positioning

Liquidity ratio
25.82 2025
2022
2023
2025
Q1: 117.65
Med: 590.18
Q3: 4189.62
Watch

In 2025, the liquidity ratio of FINANCIERE DES BARBIERS E... (25.82) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
252.39x 2025
2022
2023
2025
Q1: -77.28x
Med: 0.0x
Q3: 0.0x
Excellent

In 2025, the interest coverage of FINANCIERE DES BARBIERS E... (252.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 17 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 111 days. Excellent situation: suppliers finance 94 days of the operating cycle (retail model). WCR is negative (-191 days): operations structurally generate cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-127 974 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

17 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

111 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-191 j

WCR and payment terms evolution
FINANCIERE DES BARBIERS EN ABREVIATION F.D.B.

Positioning of FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 15 715€ to 194 706€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
15k€ 40k€ 194k€
40 212 € Range: 15 715€ - 194 706€
NAF 5 année 2025

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about FINANCIERE DES BARBIERS EN ABREVIATION F.D.B.

What is the revenue of FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. ?

The revenue of FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. in 2025 is 241 k€.

Is FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. profitable?

FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. recorded a net loss in 2025.

Where is the headquarters of FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. ?

The headquarters of FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. is located in EPERNAY (51200), in the department Marne.

Where to find the tax return of FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. ?

The tax return of FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. operate?

FINANCIERE DES BARBIERS EN ABREVIATION F.D.B. operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.