SIREN : 384876736
FINANCIERE DES ALPES is a French company founded 34 years ago, specialized in the sector Activités des sociétés holding. Based in ANNECY (74000), this company of category ETI shows in 2024 a revenue of 1.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 905 644 € | 1 906 665 € | 1 888 339 € | 1 849 104 € | 1 494 409 € | 1 331 757 € | 1 393 642 € | 1 479 319 € |
| Net income | 8 668 485 € | 7 065 433 € | 5 561 989 € | 6 393 785 € | 564 238 € | 3 224 655 € | 2 111 135 € | 2 383 085 € |
| EBITDA | 803 331 € | 620 658 € | 1 074 972 € | 898 793 € | 641 353 € | 404 790 € | 158 625 € | 760 952 € |
| Net margin | 454.9% | 370.6% | 294.5% | 345.8% | 37.8% | 242.1% | 151.5% | 161.1% |
In 2024, FINANCIERE DES ALPES achieves revenue of 1.9 M€. Revenue is growing positively over 8 years (CAGR: +3.2%). Slight decline of -0% vs 2023. After deducting consumption (0 €), gross margin stands at 1.9 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 803 k€, representing 42.2% of revenue. Positive scissor effect: EBITDA margin improves by +9.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 8.7 M€, i.e. 454.9% of revenue. This profit can be retained or distributed to shareholders.
1 905 644 €
1 905 644 €
803 331 €
439 875 €
8 668 485 €
42.2%
The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 469.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
10.422%
90.428%
469.46%
1.439
20.8%
In 2024, the debt ratio of FINANCIERE DES ALPES (10.42) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE DES ALPES (90.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE DES ALPES (1.44) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 22931.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.7x. Danger: operating income does not cover interest charges, unsustainable situation.
22931.94
0.7
In 2024, the liquidity ratio of FINANCIERE DES ALPES (22931.94) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of FINANCIERE DES ALPES (0.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 13 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 31 days. Favorable situation: supplier credit is longer than customer credit by 18 days. Overall, WCR represents 1863 days of revenue, i.e. 9.9 M€ to permanently finance. Over 2016-2024, WCR increased by +47%, requiring additional financing.
9 861 689 €
13 j
31 j
0 j
1863 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE DES ALPES is estimated at
4 810 122 €
(range 2 152 518€ - 16 695 511€).
With an EBITDA of 803 331€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE DES ALPES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE DES ALPES in 2024 is 1.9 M€.
Yes, FINANCIERE DES ALPES generated a net profit of 8.7 M€ in 2024.
The headquarters of FINANCIERE DES ALPES is located in ANNECY (74000), in the department Haute-Savoie.
The tax return of FINANCIERE DES ALPES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE DES ALPES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.