SIREN : 488817974
FINANCIERE DE COZ MILIN is a French company founded 20 years ago, specialized in the sector Activités des sociétés holding. Based in KERNILIS (29260), this company of category PME shows in 2022 a revenue of 828 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|
| Revenue | 828 000 € | 768 000 € | 768 000 € | 744 000 € |
| Net income | 1 007 953 € | 769 911 € | 947 162 € | 468 293 € |
| EBITDA | 62 772 € | 107 110 € | 10 140 € | 21 855 € |
| Net margin | 121.7% | 100.2% | 123.3% | 62.9% |
In 2022, FINANCIERE DE COZ MILIN achieves revenue of 828 k€. Revenue is growing positively over 4 years (CAGR: +3.6%). Vs 2021: +8%. After deducting consumption (0 €), gross margin stands at 828 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 63 k€, representing 7.6% of revenue. Warning negative scissor effect: despite revenue change (+8%), EBITDA varies by -41%, reducing margin by 6.4 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.0 M€, i.e. 121.7% of revenue. This profit can be retained or distributed to shareholders.
828 000 €
828 000 €
62 772 €
19 500 €
1 007 953 €
7.6%
The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 87%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 124.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
3.38%
86.578%
123.987%
0.122
In 2022, the debt ratio of FINANCIERE DE COZ MILIN (3.38) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2022, the financial autonomy of FINANCIERE DE COZ MILIN (86.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of FINANCIERE DE COZ MILIN (0.12) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 0.00. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement. The interest coverage ratio (= EBIT / Interest expenses) is 0.5x. Danger: operating income does not cover interest charges, unsustainable situation.
0.0
0.452
In 2022, the liquidity ratio of FINANCIERE DE COZ MILIN (0.00) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of FINANCIERE DE COZ MILIN (0.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 127 days. Excellent situation: suppliers finance 127 days of the operating cycle (retail model). WCR is negative (-187 days): operations structurally generate cash. Notable WCR improvement over the period (-361%), freeing up cash.
-430 386 €
0 j
127 j
0 j
-187 j
Based on 70 transactions of similar company sales
in 2022,
the value of FINANCIERE DE COZ MILIN is estimated at
989 715 €
(range 349 511€ - 2 041 452€).
With an EBITDA of 62 772€, the sector multiple of 2.4x is applied.
The price/revenue ratio is 0.67x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 70 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE DE COZ MILIN with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE DE COZ MILIN in 2022 is 828 k€.
Yes, FINANCIERE DE COZ MILIN generated a net profit of 1.0 M€ in 2022.
The headquarters of FINANCIERE DE COZ MILIN is located in KERNILIS (29260), in the department Finistere.
The tax return of FINANCIERE DE COZ MILIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE DE COZ MILIN operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.