SIREN : 831319405
FINANCIERE CPBK is a French company founded 8 years ago, specialized in the sector Activités des sièges sociaux. Based in GASSIN (83580), this company of category PME shows in 2023 a revenue of 643 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Revenue | 642 771 € | 661 053 € | 411 163 € | 291 906 € | 297 430 € |
| Net income | -75 790 € | -1 976 € | 1 525 € | 6 064 € | 1 780 € |
| EBITDA | 2 562 € | 10 916 € | 7 736 € | 9 087 € | 3 444 € |
| Net margin | -11.8% | -0.3% | 0.4% | 2.1% | 0.6% |
In 2023, FINANCIERE CPBK achieves revenue of 643 k€. Over the period 2019-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +21.2%. Slight decline of -3% vs 2022. After deducting consumption (0 €), gross margin stands at 643 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 0.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -76 k€ (-11.8% of revenue), which will impact equity.
642 771 €
642 771 €
2 562 €
-21 934 €
-75 790 €
0.4%
The debt ratio (= Financial debt / Equity x 100) stands at 1396%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 5%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
1395.82%
5.17%
-7.977%
-19.83
47.0%
In 2023, the debt ratio of FINANCIERE CPBK (1395.82) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of FINANCIERE CPBK (5.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of FINANCIERE CPBK (-19.83) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 70.59. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2107.3x. Operating income very largely covers interest expenses: high safety margin.
70.59
2107.299
In 2023, the liquidity ratio of FINANCIERE CPBK (70.59) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of FINANCIERE CPBK (2107.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 45 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 101 days. Excellent situation: suppliers finance 56 days of the operating cycle (retail model). WCR is negative (-74 days): operations structurally generate cash. Notable WCR improvement over the period (-182%), freeing up cash.
-132 983 €
45 j
101 j
0 j
-74 j
Based on 89 transactions of similar company sales
in 2023,
the value of FINANCIERE CPBK is estimated at
132 641 €
(range 54 928€ - 234 118€).
With an EBITDA of 2 562€, the sector multiple of 4.0x is applied.
The price/revenue ratio is 0.52x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 89 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE CPBK with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE CPBK in 2023 is 643 k€.
FINANCIERE CPBK recorded a net loss in 2023.
The headquarters of FINANCIERE CPBK is located in GASSIN (83580), in the department Var.
The tax return of FINANCIERE CPBK is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE CPBK operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.