SIREN : 518281944
FINANCIERE COURMONT is a French company founded 16 years ago, specialized in the sector Activités des sièges sociaux. Based in LYON (69002), this company of category PME shows in 2024 a revenue of 40 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 40 287 € | 295 676 € | 60 306 € | 42 053 € | 52 470 € | 41 830 € | 114 434 € | 48 611 € | 126 928 € |
| Net income | 520 354 € | 109 293 € | 32 052 € | 39 960 € | 35 720 € | -3 631 € | 2 016 € | 27 299 € | 33 233 € |
| EBITDA | 8 701 € | 141 592 € | 36 661 € | 37 534 € | 40 710 € | -4 617 € | 1 395 € | 31 443 € | 37 772 € |
| Net margin | 1291.6% | 37.0% | 53.1% | 95.0% | 68.1% | -8.7% | 1.8% | 56.2% | 26.2% |
In 2024, FINANCIERE COURMONT achieves revenue of 40 k€. Revenue is declining over the period 2016-2024 (CAGR: -13.4%). Significant drop of -86% vs 2023. After deducting consumption (0 €), gross margin stands at 40 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 9 k€, representing 21.6% of revenue. Warning negative scissor effect: despite revenue change (-86%), EBITDA varies by -94%, reducing margin by 26.3 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 520 k€, i.e. 1291.6% of revenue. This profit can be retained or distributed to shareholders.
40 287 €
40 287 €
8 701 €
8 700 €
520 354 €
21.6%
The debt ratio (= Financial debt / Equity x 100) stands at 11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 87%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 44.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
11.285%
86.678%
44.709%
5.718
In 2024, the debt ratio of FINANCIERE COURMONT (11.29) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of FINANCIERE COURMONT (86.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of FINANCIERE COURMONT (5.72) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1624.99. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.7x. Operating income very largely covers interest expenses: high safety margin.
1624.989
5.746
In 2024, the liquidity ratio of FINANCIERE COURMONT (1624.99) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE COURMONT (5.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 31 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 345 days. Excellent situation: suppliers finance 314 days of the operating cycle (retail model). Overall, WCR represents 5336 days of revenue, i.e. 597 k€ to permanently finance. Over 2016-2024, WCR increased by +9686%, requiring additional financing.
597 107 €
31 j
345 j
0 j
5336 j
Based on 103 transactions of similar company sales in 2024, the value of FINANCIERE COURMONT is estimated at 1 015 949 € (range 345 700€ - 2 709 833€). With an EBITDA of 8 701€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE COURMONT with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE COURMONT in 2024 is 40 k€.
Yes, FINANCIERE COURMONT generated a net profit of 520 k€ in 2024.
The headquarters of FINANCIERE COURMONT is located in LYON (69002), in the department Rhone.
The tax return of FINANCIERE COURMONT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE COURMONT operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.