FINANCIERE COMMERCIALE DU GRAND LACYDON : revenue, balance sheet and financial ratios

FINANCIERE COMMERCIALE DU GRAND LACYDON is a French company founded 36 years ago, specialized in the sector Gestion de fonds. Based in BOUC-BEL-AIR (13320), this company of category PME shows in 2024 a revenue of 187 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - FINANCIERE COMMERCIALE DU GRAND LACYDON (SIREN 353011307)
Indicator 2024 2023 2022 2021
Revenue 186 778 € 405 701 € 433 797 € 410 974 €
Net income 293 636 € 590 928 € 322 205 € 274 608 €
EBITDA -180 077 € -89 975 € -57 514 € -114 481 €
Net margin 157.2% 145.7% 74.3% 66.8%

Revenue and income statement

In 2024, FINANCIERE COMMERCIALE DU GRAND LACYDON achieves revenue of 187 k€. Revenue is declining over the period 2021-2024 (CAGR: -23.1%). Significant drop of -54% vs 2023. After deducting consumption (0 €), gross margin stands at 187 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -180 k€, representing -96.4% of revenue. Warning negative scissor effect: despite revenue change (-54%), EBITDA varies by -100%, reducing margin by 74.2 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 294 k€, i.e. 157.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

186 778 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

186 778 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-180 077 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-171 629 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

293 636 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-96.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 143.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.028%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

99.411%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

143.582%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.011

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

13.6%

Solvency indicators evolution
FINANCIERE COMMERCIALE DU GRAND LACYDON

Sector positioning

Debt ratio
0.03 2024
2022
2023
2024
Q1: 0.0
Med: 8.28
Q3: 92.71
Good

In 2024, the debt ratio of FINANCIERE COMMERCIALE DU... (0.03) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
99.41% 2024
2022
2023
2024
Q1: 4.63%
Med: 48.43%
Q3: 87.31%
Excellent

In 2024, the financial autonomy of FINANCIERE COMMERCIALE DU... (99.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.01 years 2024
2022
2023
2024
Q1: -0.01 years
Med: 0.0 years
Q3: 3.01 years
Average

In 2024, the repayment capacity of FINANCIERE COMMERCIALE DU... (0.01) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 9944.64. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

9944.639

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
FINANCIERE COMMERCIALE DU GRAND LACYDON

Sector positioning

Liquidity ratio
9944.64 2024
2022
2023
2024
Q1: 100.71
Med: 472.45
Q3: 3122.85
Excellent

In 2024, the liquidity ratio of FINANCIERE COMMERCIALE DU... (9944.64) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: -71.11x
Med: 0.0x
Q3: 0.0x
Good

In 2024, the interest coverage of FINANCIERE COMMERCIALE DU... (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 27 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 13 days. The company must finance 14 days of gap between collections and payments. WCR is negative (-66 days): operations structurally generate cash. Over 2021-2024, WCR increased by +32%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-34 136 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

27 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

13 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-66 j

WCR and payment terms evolution
FINANCIERE COMMERCIALE DU GRAND LACYDON

Positioning of FINANCIERE COMMERCIALE DU GRAND LACYDON in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Based on 62 transactions of similar company sales in 2024, the value of FINANCIERE COMMERCIALE DU GRAND LACYDON is estimated at 902 250 € (range 264 137€ - 1 814 857€). The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
62 tx
264k€ 902k€ 1814k€
902 250 € Range: 264 137€ - 1 814 857€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
186 778 € × 0.30x
Estimation 56 858 €
29 419€ - 158 315€
Net Income Multiple 20%
293 636 € × 7.4x
Estimation 2 170 339 €
616 216€ - 4 299 673€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare FINANCIERE COMMERCIALE DU GRAND LACYDON with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about FINANCIERE COMMERCIALE DU GRAND LACYDON

What is the revenue of FINANCIERE COMMERCIALE DU GRAND LACYDON ?

The revenue of FINANCIERE COMMERCIALE DU GRAND LACYDON in 2024 is 187 k€.

Is FINANCIERE COMMERCIALE DU GRAND LACYDON profitable?

Yes, FINANCIERE COMMERCIALE DU GRAND LACYDON generated a net profit of 294 k€ in 2024.

Where is the headquarters of FINANCIERE COMMERCIALE DU GRAND LACYDON ?

The headquarters of FINANCIERE COMMERCIALE DU GRAND LACYDON is located in BOUC-BEL-AIR (13320), in the department Bouches-du-Rhone.

Where to find the tax return of FINANCIERE COMMERCIALE DU GRAND LACYDON ?

The tax return of FINANCIERE COMMERCIALE DU GRAND LACYDON is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FINANCIERE COMMERCIALE DU GRAND LACYDON operate?

FINANCIERE COMMERCIALE DU GRAND LACYDON operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.