SIREN : 813836202
FINANCIERE CHARRETIER is a French company founded 10 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-MARTIN-LESTRA (42110), this company of category PME shows in 2024 a revenue of 65 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 65 000 € | 50 500 € | 50 500 € | 50 500 € | 48 419 € | 44 500 € | 39 000 € | 39 000 € | 39 000 € |
| Net income | 23 680 € | 11 101 € | 34 769 € | 31 534 € | 23 562 € | 29 060 € | 29 176 € | 21 333 € | 13 251 € |
| EBITDA | 6 049 € | 4 595 € | 4 721 € | 6 685 € | 3 039 € | 3 835 € | 4 496 € | 4 123 € | 3 613 € |
| Net margin | 36.4% | 22.0% | 68.8% | 62.4% | 48.7% | 65.3% | 74.8% | 54.7% | 34.0% |
In 2024, FINANCIERE CHARRETIER achieves revenue of 65 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +6.6%. Vs 2023, growth of +29% (50 k€ -> 65 k€). After deducting consumption (0 €), gross margin stands at 65 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 6 k€, representing 9.3% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 24 k€, i.e. 36.4% of revenue. This profit can be retained or distributed to shareholders.
65 000 €
65 000 €
6 049 €
2 145 €
23 680 €
9.3%
The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 42.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
2.997%
2.631%
42.432%
0.012
In 2024, the debt ratio of FINANCIERE CHARRETIER (3.00) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of FINANCIERE CHARRETIER (2.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCIERE CHARRETIER (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 357.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 25.9x. Operating income very largely covers interest expenses: high safety margin.
357.941
25.905
In 2024, the liquidity ratio of FINANCIERE CHARRETIER (357.94) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE CHARRETIER (25.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 126 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 229 days. Excellent situation: suppliers finance 103 days of the operating cycle (retail model). Overall, WCR represents 4 days of revenue, i.e. 758 € to permanently finance. Over 2016-2024, WCR increased by +112%, requiring additional financing.
758 €
126 j
229 j
0 j
4 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE CHARRETIER is estimated at
33 021 €
(range 14 028€ - 74 224€).
With an EBITDA of 6 049€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE CHARRETIER with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE CHARRETIER in 2024 is 65 k€.
Yes, FINANCIERE CHARRETIER generated a net profit of 24 k€ in 2024.
The headquarters of FINANCIERE CHARRETIER is located in SAINT-MARTIN-LESTRA (42110), in the department Loire.
The tax return of FINANCIERE CHARRETIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE CHARRETIER operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.