SIREN : 403308182
FINANCIERE CHAMPALOU is a French company founded 30 years ago, specialized in the sector Activités des sociétés holding. Based in BEAUMONT SAINT-CYR (86130), this company of category PME shows in 2024 a revenue of 210 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 209 687 € | 196 453 € | 158 453 € | 162 361 € | 155 400 € | 169 400 € | 210 900 € | 325 900 € |
| Net income | 300 921 € | 260 045 € | 360 934 € | 1 229 244 € | 115 453 € | 81 102 € | 83 110 € | 180 307 € |
| EBITDA | 7 871 € | 18 148 € | -8 266 € | 24 600 € | 12 694 € | -3 958 € | 10 638 € | 129 887 € |
| Net margin | 143.5% | 132.4% | 227.8% | 757.1% | 74.3% | 47.9% | 39.4% | 55.3% |
In 2024, FINANCIERE CHAMPALOU achieves revenue of 210 k€. Revenue is declining over the period 2016-2024 (CAGR: -5.4%). Vs 2023: +7%. After deducting consumption (0 €), gross margin stands at 210 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 8 k€, representing 3.8% of revenue. Warning negative scissor effect: despite revenue change (+7%), EBITDA varies by -57%, reducing margin by 5.5 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 301 k€, i.e. 143.5% of revenue. This profit can be retained or distributed to shareholders.
209 687 €
209 687 €
7 871 €
-9 618 €
300 921 €
3.8%
The debt ratio (= Financial debt / Equity x 100) stands at 30%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 151.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
29.618%
76.058%
151.849%
2.406
38.8%
In 2024, the debt ratio of FINANCIERE CHAMPALOU (29.62) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE CHAMPALOU (76.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE CHAMPALOU (2.41) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 3059.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 513.9x. Operating income very largely covers interest expenses: high safety margin.
3059.781
513.886
In 2024, the liquidity ratio of FINANCIERE CHAMPALOU (3059.78) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE CHAMPALOU (513.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 46 days. Excellent situation: suppliers finance 46 days of the operating cycle (retail model). Overall, WCR represents 2266 days of revenue, i.e. 1.3 M€ to permanently finance. Over 2016-2024, WCR increased by +125%, requiring additional financing.
1 320 036 €
0 j
46 j
0 j
2266 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE CHAMPALOU is estimated at
143 935 €
(range 82 303€ - 526 310€).
With an EBITDA of 7 871€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE CHAMPALOU with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE CHAMPALOU in 2024 is 210 k€.
Yes, FINANCIERE CHAMPALOU generated a net profit of 301 k€ in 2024.
The headquarters of FINANCIERE CHAMPALOU is located in BEAUMONT SAINT-CYR (86130), in the department Vienne.
The tax return of FINANCIERE CHAMPALOU is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE CHAMPALOU operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.