SIREN : 801815630
FINANCIERE CH is a French company founded 12 years ago, specialized in the sector Activités des sièges sociaux. Based in SAINTE-MARIE (35600), this company of category PME shows in 2021 a revenue of 48 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2018 | 2017 |
|---|---|---|---|---|
| Revenue | 48 000 € | 34 000 € | 31 276 € | 16 000 € |
| Net income | 128 721 € | 123 452 € | -13 568 € | -46 927 € |
| EBITDA | 10 533 € | 4 347 € | 1 218 € | -17 285 € |
| Net margin | 268.2% | 363.1% | -43.4% | -293.3% |
In 2021, FINANCIERE CH achieves revenue of 48 k€. Over the period 2017-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +31.6%. Vs 2020, growth of +41% (34 k€ -> 48 k€). After deducting consumption (0 €), gross margin stands at 48 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 11 k€, representing 21.9% of revenue. Positive scissor effect: EBITDA margin improves by +9.2 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 129 k€, i.e. 268.2% of revenue. This profit can be retained or distributed to shareholders.
48 000 €
48 000 €
10 533 €
11 899 €
128 721 €
21.9%
The debt ratio (= Financial debt / Equity x 100) stands at 131%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 43%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 265.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
130.873%
42.752%
265.319%
5.176
In 2021, the debt ratio of FINANCIERE CH (130.87) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of FINANCIERE CH (42.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of FINANCIERE CH (5.18) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 51.43. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 107.4x. Operating income very largely covers interest expenses: high safety margin.
51.43
107.424
In 2021, the liquidity ratio of FINANCIERE CH (51.43) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2021, the interest coverage of FINANCIERE CH (107.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 14 days. Favorable situation: supplier credit is longer than customer credit by 14 days. WCR is negative (-539 days): operations structurally generate cash. Notable WCR improvement over the period (-230%), freeing up cash.
-71 922 €
0 j
14 j
0 j
-539 j
Based on 65 transactions of similar company sales
in 2021,
the value of FINANCIERE CH is estimated at
164 335 €
(range 78 080€ - 337 104€).
With an EBITDA of 10 533€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 65 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE CH with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE CH in 2021 is 48 k€.
Yes, FINANCIERE CH generated a net profit of 129 k€ in 2021.
The headquarters of FINANCIERE CH is located in SAINTE-MARIE (35600), in the department Ille-et-Vilaine.
The tax return of FINANCIERE CH is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE CH operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.