SIREN : 504273749
FINANCIERE CG is a French company founded 17 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in MANOSQUE (04100), this company of category PME shows in 2024 a revenue of 23 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 23 011 € | 18 122 € | 12 627 € | 15 261 € | 22 773 € | 24 373 € | 28 922 € | 24 728 € |
| Net income | -3 079 € | -26 439 € | -16 051 € | -10 007 € | -4 466 € | -7 335 € | 2 708 € | -1 336 € |
| EBITDA | 11 817 € | -6 710 € | -3 067 € | -2 705 € | 10 360 € | 7 975 € | 17 435 € | 13 729 € |
| Net margin | -13.4% | -145.9% | -127.1% | -65.6% | -19.6% | -30.1% | 9.4% | -5.4% |
In 2024, FINANCIERE CG achieves revenue of 23 k€. Activity remains stable over the period (CAGR: -0.9%). Vs 2023, growth of +27% (18 k€ -> 23 k€). After deducting consumption (0 €), gross margin stands at 23 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 12 k€, representing 51.4% of revenue. Positive scissor effect: EBITDA margin improves by +88.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -3 k€ (-13.4% of revenue), which will impact equity.
23 011 €
23 011 €
11 817 €
2 366 €
-3 079 €
51.4%
The debt ratio (= Financial debt / Equity x 100) stands at -251%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 155%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 36.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 27.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
-250.683%
155.395%
27.691%
36.753
46.9%
In 2024, the debt ratio of FINANCIERE CG (-250.68) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of FINANCIERE CG (155.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of FINANCIERE CG (36.75) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 112.52. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 46.3x. Operating income very largely covers interest expenses: high safety margin.
112.519
46.323
In 2024, the liquidity ratio of FINANCIERE CG (112.52) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE CG (46.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 115 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 253 days. Excellent situation: suppliers finance 138 days of the operating cycle (retail model). WCR is negative (-15 days): operations structurally generate cash. Over 2016-2024, WCR increased by +97%, requiring additional financing.
-990 €
115 j
253 j
0 j
-15 j
Based on 169 transactions of similar company sales in 2024, the value of FINANCIERE CG is estimated at 48 318 € (range 13 607€ - 86 798€). With an EBITDA of 11 817€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.81x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 169 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE CG with other companies in the same sector:
Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers
The revenue of FINANCIERE CG in 2024 is 23 k€.
FINANCIERE CG recorded a net loss in 2024.
The headquarters of FINANCIERE CG is located in MANOSQUE (04100), in the department Alpes-de-Haute-Provence.
The tax return of FINANCIERE CG is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE CG operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.