SIREN : 449744093
FINANCIERE CELESTIN is a French company founded 22 years ago, specialized in the sector Gestion de fonds. Based in SAINT-CYR-AU-MONT-D'OR (69450), this company of category PME shows in 2025 a revenue of 265 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 265 233 € | 237 411 € | 227 140 € | 227 100 € | 156 469 € | 160 900 € | 257 245 € | 268 651 € | 266 504 € | 363 346 € |
| Net income | 176 338 € | 152 944 € | 262 660 € | 7 809 € | 10 424 € | 56 401 € | 34 879 € | 45 197 € | 77 937 € | 88 572 € |
| EBITDA | 45 402 € | -10 539 € | -6 449 € | 5 308 € | 11 322 € | -17 873 € | 4 961 € | 8 560 € | 58 585 € | 40 452 € |
| Net margin | 66.5% | 64.4% | 115.6% | 3.4% | 6.7% | 35.1% | 13.6% | 16.8% | 29.2% | 24.4% |
In 2025, FINANCIERE CELESTIN achieves revenue of 265 k€. Activity remains stable over the period (CAGR: -3.4%). Vs 2024, growth of +12% (237 k€ -> 265 k€). After deducting consumption (0 €), gross margin stands at 265 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 45 k€, representing 17.1% of revenue. Positive scissor effect: EBITDA margin improves by +21.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 176 k€, i.e. 66.5% of revenue. This profit can be retained or distributed to shareholders.
265 233 €
265 233 €
45 402 €
41 468 €
176 338 €
17.1%
The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 95%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 61.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
2.566%
95.16%
61.204%
0.281
2.3%
In 2025, the debt ratio of FINANCIERE CELESTIN (2.57) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of FINANCIERE CELESTIN (95.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of FINANCIERE CELESTIN (0.28) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 772.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 34.8x. Operating income very largely covers interest expenses: high safety margin.
772.164
34.846
In 2025, the liquidity ratio of FINANCIERE CELESTIN (772.16) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of FINANCIERE CELESTIN (34.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 115 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 24 days. The gap of 91 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 101 days of revenue, i.e. 74 k€ to permanently finance. Notable WCR improvement over the period (-52%), freeing up cash.
74 175 €
115 j
24 j
0 j
101 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 63 315€ to 466 289€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE CELESTIN with other companies in the same sector:
The revenue of FINANCIERE CELESTIN in 2025 is 265 k€.
Yes, FINANCIERE CELESTIN generated a net profit of 176 k€ in 2025.
The headquarters of FINANCIERE CELESTIN is located in SAINT-CYR-AU-MONT-D'OR (69450), in the department Rhone.
The tax return of FINANCIERE CELESTIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE CELESTIN operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.