SIREN : 498112317
FINANCIERE CBO is a French company founded 18 years ago, specialized in the sector Activités des sièges sociaux. Based in BOE (47550), this company of category PME shows in 2024 a revenue of 926 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 926 454 € | 1 223 424 € | 969 877 € |
| Net income | 6 016 € | 77 013 € | 233 913 € |
| EBITDA | -466 612 € | -152 457 € | -64 187 € |
| Net margin | 0.6% | 6.3% | 24.1% |
In 2024, FINANCIERE CBO achieves revenue of 926 k€. Activity remains stable over the period (CAGR: -2.3%). Significant drop of -24% vs 2023. After deducting consumption (0 €), gross margin stands at 926 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -467 k€, representing -50.4% of revenue. Warning negative scissor effect: despite revenue change (-24%), EBITDA varies by -206%, reducing margin by 37.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 6 k€, i.e. 0.6% of revenue. This profit can be retained or distributed to shareholders.
926 454 €
926 454 €
-466 612 €
-190 457 €
6 016 €
-50.4%
The debt ratio (= Financial debt / Equity x 100) stands at 209%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 26%. The balance between equity and debt is satisfactory.
208.72%
25.934%
-30.156%
-7.341
80.5%
In 2024, the debt ratio of FINANCIERE CBO (208.72) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE CBO (25.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCIERE CBO (-7.34) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 166.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
166.065
-26.296
In 2024, the liquidity ratio of FINANCIERE CBO (166.06) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of FINANCIERE CBO (-26.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 198 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 136 days. The gap of 62 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 844 days of revenue, i.e. 2.2 M€ to permanently finance. Over 2022-2024, WCR increased by +44%, requiring additional financing.
2 172 136 €
198 j
136 j
0 j
844 j
Based on 103 transactions of similar company sales in 2024, the value of FINANCIERE CBO is estimated at 232 787 € (range 107 904€ - 485 548€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE CBO with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE CBO in 2024 is 926 k€.
Yes, FINANCIERE CBO generated a net profit of 6 k€ in 2024.
The headquarters of FINANCIERE CBO is located in BOE (47550), in the department Lot-et-Garonne.
The tax return of FINANCIERE CBO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE CBO operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.