SIREN : 753352517
FINANCIERE CARAVELLE is a French company founded 13 years ago, specialized in the sector Gestion de fonds. Based in BIARD (86580), this company of category PME shows in 2020 a revenue of 202 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|
| Revenue | 201 584 € | 177 540 € | N/C | N/C | N/C |
| Net income | 1 027 160 € | 20 121 € | 603 628 € | -12 292 € | 53 250 € |
| EBITDA | 17 861 € | 29 732 € | -14 788 € | -11 205 € | -17 403 € |
| Net margin | 509.5% | 11.3% | N/C | N/C | N/C |
In 2020, FINANCIERE CARAVELLE achieves revenue of 202 k€. Over the period 2019-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +13.5%. Vs 2019, growth of +14% (178 k€ -> 202 k€). After deducting consumption (0 €), gross margin stands at 202 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 18 k€, representing 8.9% of revenue. Warning negative scissor effect: despite revenue change (+14%), EBITDA varies by -40%, reducing margin by 7.9 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.0 M€, i.e. 509.5% of revenue. This profit can be retained or distributed to shareholders.
201 584 €
201 584 €
17 861 €
12 006 €
1 027 160 €
8.9%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 95%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 23.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.717%
95.412%
22.975%
0.358
94.0%
In 2020, the debt ratio of FINANCIERE CARAVELLE (0.72) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2020, the financial autonomy of FINANCIERE CARAVELLE (95.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2020, the repayment capacity of FINANCIERE CARAVELLE (0.36) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2007.59. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.5x. Coverage is limited: any activity downturn would jeopardize interest payments.
2007.585
1.528
In 2020, the liquidity ratio of FINANCIERE CARAVELLE (2007.59) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2020, the interest coverage of FINANCIERE CARAVELLE (1.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 6 days. Favorable situation: supplier credit is longer than customer credit by 6 days. Overall, WCR represents 564 days of revenue, i.e. 316 k€ to permanently finance.
315 725 €
0 j
6 j
0 j
564 j
Based on 54 transactions of similar company sales
in 2020,
the value of FINANCIERE CARAVELLE is estimated at
1 627 184 €
(range 642 890€ - 2 984 051€).
With an EBITDA of 17 861€, the sector multiple of 4.2x is applied.
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE CARAVELLE with other companies in the same sector:
The revenue of FINANCIERE CARAVELLE in 2020 is 202 k€.
Yes, FINANCIERE CARAVELLE generated a net profit of 1.0 M€ in 2020.
The headquarters of FINANCIERE CARAVELLE is located in BIARD (86580), in the department Vienne.
The tax return of FINANCIERE CARAVELLE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE CARAVELLE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.