SIREN : 847835071
FINANCIERE BV2A is a French company founded 7 years ago, specialized in the sector Services administratifs combinés de bureau. Based in MABLY (42300), this company of category PME shows in 2025 a revenue of 162 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Revenue | 162 423 € | 165 167 € | 190 063 € | 167 317 € | 142 643 € | 252 542 € |
| Net income | 237 389 € | 222 724 € | 575 387 € | 161 319 € | 188 726 € | 306 029 € |
| EBITDA | 100 029 € | 96 282 € | 105 840 € | 84 732 € | 56 756 € | 154 427 € |
| Net margin | 146.2% | 134.8% | 302.7% | 96.4% | 132.3% | 121.2% |
In 2025, FINANCIERE BV2A achieves revenue of 162 k€. Revenue is declining over the period 2020-2025 (CAGR: -8.4%). Slight decline of -2% vs 2024. After deducting consumption (0 €), gross margin stands at 162 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 100 k€, representing 61.6% of revenue. Positive scissor effect: EBITDA margin improves by +3.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 237 k€, i.e. 146.2% of revenue. This profit can be retained or distributed to shareholders.
162 423 €
162 423 €
100 029 €
99 936 €
237 389 €
61.6%
The debt ratio (= Financial debt / Equity x 100) stands at 20%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 73%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 146.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
19.927%
72.971%
146.157%
1.44
In 2025, the debt ratio of FINANCIERE BV2A (19.93) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FINANCIERE BV2A (73.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of FINANCIERE BV2A (1.44) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 65.44. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.3x. Operating income very largely covers interest expenses: high safety margin.
65.44
5.321
In 2025, the liquidity ratio of FINANCIERE BV2A (65.44) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of FINANCIERE BV2A (5.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 311 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 38 days. The gap of 273 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-277 days): operations structurally generate cash. Notable WCR improvement over the period (-998%), freeing up cash.
-125 002 €
311 j
38 j
0 j
-277 j
Based on 173 transactions of similar company sales (all years), the value of FINANCIERE BV2A is estimated at 357 935 € (range 113 615€ - 827 593€). With an EBITDA of 100 029€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE BV2A with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of FINANCIERE BV2A in 2025 is 162 k€.
Yes, FINANCIERE BV2A generated a net profit of 237 k€ in 2025.
The headquarters of FINANCIERE BV2A is located in MABLY (42300), in the department Loire.
The tax return of FINANCIERE BV2A is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE BV2A operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.