SIREN : 839201423
FINANCIERE BLG is a French company founded 8 years ago, specialized in the sector Services administratifs combinés de bureau. Based in LA SEGUINIERE (49280), this company of category PME shows in 2025 a revenue of 390 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | 390 000 € | 390 000 € | 385 936 € | 369 843 € | 349 578 € | 348 106 € | 300 473 € |
| Net income | 288 162 € | 195 764 € | 38 477 € | 664 741 € | 128 490 € | 79 916 € | 525 715 € |
| EBITDA | 125 205 € | 64 474 € | 27 255 € | 2 119 € | 36 729 € | 19 488 € | -23 838 € |
| Net margin | 73.9% | 50.2% | 10.0% | 179.7% | 36.8% | 23.0% | 175.0% |
In 2025, FINANCIERE BLG achieves revenue of 390 k€. Revenue is growing positively over 7 years (CAGR: +4.4%). Slight decline of 0% vs 2024. After deducting consumption (0 €), gross margin stands at 390 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 125 k€, representing 32.1% of revenue. Positive scissor effect: EBITDA margin improves by +15.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 288 k€, i.e. 73.9% of revenue. This profit can be retained or distributed to shareholders.
390 000 €
390 000 €
125 205 €
125 717 €
288 162 €
32.1%
The debt ratio (= Financial debt / Equity x 100) stands at 39%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 70%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 73.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
38.687%
69.525%
73.756%
1.469
In 2025, the debt ratio of FINANCIERE BLG (38.69) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FINANCIERE BLG (69.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of FINANCIERE BLG (1.47) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 526.83. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 12.2x. Operating income very largely covers interest expenses: high safety margin.
526.831
12.185
In 2025, the liquidity ratio of FINANCIERE BLG (526.83) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of FINANCIERE BLG (12.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 72 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 22 days. The gap of 50 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 96 days of revenue, i.e. 104 k€ to permanently finance. Over 2019-2025, WCR increased by +334%, requiring additional financing.
103 994 €
72 j
22 j
0 j
96 j
Based on 173 transactions of similar company sales (all years), the value of FINANCIERE BLG is estimated at 463 226 € (range 149 007€ - 1 067 410€). With an EBITDA of 125 205€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE BLG with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of FINANCIERE BLG in 2025 is 390 k€.
Yes, FINANCIERE BLG generated a net profit of 288 k€ in 2025.
The headquarters of FINANCIERE BLG is located in LA SEGUINIERE (49280), in the department Maine-et-Loire.
The tax return of FINANCIERE BLG is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE BLG operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.