SIREN : 414639559
FINANCIERE BLAVET is a French company founded 28 years ago, specialized in the sector Activités des sociétés holding. Based in NOYAL-PONTIVY (56920), this company of category ETI shows in 2024 a revenue of 3.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2 988 965 € | 2 936 711 € | 2 082 680 € | 1 750 440 € | 1 019 021 € | 887 122 € | 856 872 € | 860 020 € | 728 352 € |
| Net income | -2 087 635 € | -1 748 151 € | 7 111 071 € | 1 146 465 € | 1 925 411 € | 2 503 499 € | 2 612 875 € | 7 652 469 € | -579 057 € |
| EBITDA | 343 015 € | 338 757 € | -40 768 € | 204 547 € | -187 720 € | -503 107 € | -348 773 € | -337 117 € | -402 081 € |
| Net margin | -69.8% | -59.5% | 341.4% | 65.5% | 188.9% | 282.2% | 304.9% | 889.8% | -79.5% |
In 2024, FINANCIERE BLAVET achieves revenue of 3.0 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +19.3%. Vs 2023: +2%. After deducting consumption (0 €), gross margin stands at 3.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 343 k€, representing 11.5% of revenue. This level of operating margin is satisfactory for the sector. Net income is negative at -2.1 M€ (-69.8% of revenue), which will impact equity.
2 988 965 €
2 988 965 €
343 015 €
213 337 €
-2 087 635 €
11.5%
The debt ratio (= Financial debt / Equity x 100) stands at 687%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
686.852%
12.599%
-65.359%
-35.311
In 2024, the debt ratio of FINANCIERE BLAVET (686.85) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of FINANCIERE BLAVET (12.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of FINANCIERE BLAVET (-35.31) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 1554.27. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 762.7x. Operating income very largely covers interest expenses: high safety margin.
1554.266
762.698
In 2024, the liquidity ratio of FINANCIERE BLAVET (1554.27) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of FINANCIERE BLAVET (762.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 13 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 58 days. Excellent situation: suppliers finance 45 days of the operating cycle (retail model). Overall, WCR represents 1205 days of revenue, i.e. 10.0 M€ to permanently finance. Over 2016-2024, WCR increased by +2772%, requiring additional financing.
10 005 142 €
13 j
58 j
0 j
1205 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE BLAVET is estimated at
1 696 662 €
(range 586 054€ - 2 571 124€).
With an EBITDA of 343 015€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE BLAVET with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE BLAVET in 2024 is 3.0 M€.
FINANCIERE BLAVET recorded a net loss in 2024.
The headquarters of FINANCIERE BLAVET is located in NOYAL-PONTIVY (56920), in the department Morbihan.
The tax return of FINANCIERE BLAVET is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE BLAVET operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.