Employees: NN (None)Legal category: SCA (commandite par actions)Size: PMECreation date: 2023-10-17 (2 years)Status: ActiveBusiness sector: Activités des sièges sociauxLocation: CHARTRES (28000), Eure-et-Loir
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
FINANCIERE BLANCHARD : revenue, balance sheet and financial ratios
FINANCIERE BLANCHARD is a French company
founded 2 years ago,
specialized in the sector Activités des sièges sociaux.
Based in CHARTRES (28000),
this company of category PME
shows in 2024 a revenue of 200 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - FINANCIERE BLANCHARD (SIREN 981002249)
Indicator
2024
Revenue
200 000 €
Net income
146 948 €
EBITDA
189 099 €
Net margin
73.5%
Revenue and income statement
In 2024, FINANCIERE BLANCHARD achieves revenue of 200 k€. After deducting consumption (0 €), gross margin stands at 200 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 189 k€, representing 94.5% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 147 k€, i.e. 73.5% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2024)
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Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
200 000 €
Gross margin (2024)
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Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
200 000 €
EBITDA (2024)
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Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
189 099 €
EBIT (2024)
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EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
189 099 €
Net income (2024)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
146 948 €
EBITDA margin (2024)
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EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
94.5%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
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Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 73.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
3.556%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
89.988%
Cash flow / Revenue (2024)
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Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
73.474%
Repayment capacity (2024)
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Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2024
Debt ratio
3.556
Financial autonomy
89.988
Repayment capacity
0.27
Cash flow / Revenue
73.474%
Sector positioning
Debt ratio
3.562024
2024
Q1: 0.06
Med: 14.64
Q3: 89.5
Good
In 2024, the debt ratio of FINANCIERE BLANCHARD (3.56) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
89.99%2024
2024
Q1: 11.6%
Med: 51.97%
Q3: 85.23%
Excellent
In 2024, the financial autonomy of FINANCIERE BLANCHARD (90.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.27 years2024
2024
Q1: 0.0 years
Med: 0.21 years
Q3: 3.74 years
Average
In 2024, the repayment capacity of FINANCIERE BLANCHARD (0.27) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 66 days. Excellent situation: suppliers finance 66 days of the operating cycle (retail model). WCR is negative (-148 days): operations structurally generate cash.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
-81 950 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
66 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR in days of revenue (2024)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
-148 j
WCR and payment terms evolution FINANCIERE BLANCHARD
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2024
Operating WCR
-81 950 €
Inventory turnover (days)
0
Customer payment term (days)
0
Supplier payment term (days)
66
Positioning of FINANCIERE BLANCHARD in its sector
Comparison with sector Activités des sièges sociaux
Valuation estimate
Based on 103 transactions of similar company sales
in 2024,
the value of FINANCIERE BLANCHARD is estimated at
777 799 €
(range 188 636€ - 1 585 155€).
With an EBITDA of 189 099€, the sector multiple of 5.0x is applied.
The price/revenue ratio is 0.38x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
103 transactions
188k€777k€1585k€
777 799 €Range: 188 636€ - 1 585 155€
NAF 5 année 2024
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
189 099 €×5.0x
Estimation951 416 €
163 780€ - 1 573 936€
Revenue Multiple30%
200 000 €×0.38x
Estimation75 524 €
35 997€ - 152 532€
Net Income Multiple20%
146 948 €×9.5x
Estimation1 397 170 €
479 737€ - 3 762 140€
How is this estimate calculated?
This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des sièges sociaux)
Compare FINANCIERE BLANCHARD with other companies in the same sector:
Frequently asked questions about FINANCIERE BLANCHARD
What is the revenue of FINANCIERE BLANCHARD ?
The revenue of FINANCIERE BLANCHARD in 2024 is 200 k€.
Is FINANCIERE BLANCHARD profitable?
Yes, FINANCIERE BLANCHARD generated a net profit of 147 k€ in 2024.
Where is the headquarters of FINANCIERE BLANCHARD ?
The headquarters of FINANCIERE BLANCHARD is located in CHARTRES (28000), in the department Eure-et-Loir.
Where to find the tax return of FINANCIERE BLANCHARD ?
The tax return of FINANCIERE BLANCHARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does FINANCIERE BLANCHARD operate?
FINANCIERE BLANCHARD operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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