SIREN : 441464922
FINANCIERE BILZ is a French company founded 24 years ago, specialized in the sector Gestion de fonds. Based in CHATENOIS (67730), this company of category PME shows in 2025 a revenue of 175 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 174 600 € | 174 600 € | 174 600 € | 174 600 € | 174 600 € | 174 600 € | 174 600 € | 174 600 € | 174 600 € | 200 050 € |
| Net income | 159 753 € | 28 788 € | 122 029 € | 69 716 € | 68 520 € | 65 034 € | 91 374 € | 80 036 € | 51 055 € | 82 114 € |
| EBITDA | 19 976 € | 33 238 € | 28 094 € | -13 074 € | -2 401 € | -129 € | 26 632 € | 25 811 € | 22 935 € | 51 849 € |
| Net margin | 91.5% | 16.5% | 69.9% | 39.9% | 39.2% | 37.2% | 52.3% | 45.8% | 29.2% | 41.0% |
In 2025, FINANCIERE BILZ achieves revenue of 175 k€. Activity remains stable over the period (CAGR: -1.5%). Slight decline of 0% vs 2024. After deducting consumption (0 €), gross margin stands at 175 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 20 k€, representing 11.4% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -40%, reducing margin by 7.6 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 160 k€, i.e. 91.5% of revenue. This profit can be retained or distributed to shareholders.
174 600 €
174 600 €
19 976 €
19 959 €
159 753 €
11.4%
The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 91.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
6.38%
58.901%
91.497%
0.557
In 2025, the debt ratio of FINANCIERE BILZ (6.38) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of FINANCIERE BILZ (58.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of FINANCIERE BILZ (0.56) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 209.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 201.7x. Operating income very largely covers interest expenses: high safety margin.
209.416
201.692
In 2025, the liquidity ratio of FINANCIERE BILZ (209.42) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of FINANCIERE BILZ (201.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 84 days. Excellent situation: suppliers finance 84 days of the operating cycle (retail model). Overall, WCR represents 1300 days of revenue, i.e. 631 k€ to permanently finance. Over 2016-2025, WCR increased by +155%, requiring additional financing.
630 507 €
0 j
84 j
0 j
1300 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 51 505€ to 359 554€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE BILZ with other companies in the same sector:
The revenue of FINANCIERE BILZ in 2025 is 175 k€.
Yes, FINANCIERE BILZ generated a net profit of 160 k€ in 2025.
The headquarters of FINANCIERE BILZ is located in CHATENOIS (67730), in the department Bas-Rhin.
The tax return of FINANCIERE BILZ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE BILZ operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.