SIREN : 508615408
FINANCIERE BERTON is a French company founded 17 years ago, specialized in the sector Gestion de fonds. Based in ORMES (45140), this company of category PME shows in 2019 a revenue of 454 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 453 696 € | 284 124 € | 299 750 € | 261 061 € |
| Net income | 44 795 € | 44 265 € | 135 474 € | 113 493 € |
| EBITDA | 40 412 € | 39 639 € | 34 446 € | 29 504 € |
| Net margin | 9.9% | 15.6% | 45.2% | 43.5% |
In 2019, FINANCIERE BERTON achieves revenue of 454 k€. Over the period 2016-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +20.2%. Vs 2018, growth of +60% (284 k€ -> 454 k€). After deducting consumption (264 k€), gross margin stands at 189 k€, i.e. a rate of 42%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 40 k€, representing 8.9% of revenue. Warning negative scissor effect: despite revenue change (+60%), EBITDA varies by +2%, reducing margin by 5.0 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 45 k€, i.e. 9.9% of revenue. This profit can be retained or distributed to shareholders.
453 696 €
189 413 €
40 412 €
40 261 €
44 795 €
8.9%
The debt ratio (= Financial debt / Equity x 100) stands at 22%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 9.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
22.133%
78.858%
9.848%
6.848
In 2019, the debt ratio of FINANCIERE BERTON (22.13) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2019, the financial autonomy of FINANCIERE BERTON (78.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2019, the repayment capacity of FINANCIERE BERTON (6.85) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 858.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.7x. Coverage is limited: any activity downturn would jeopardize interest payments.
858.481
1.658
In 2019, the liquidity ratio of FINANCIERE BERTON (858.48) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2019, the interest coverage of FINANCIERE BERTON (1.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 84 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 53 days. The gap of 31 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 380 days of revenue, i.e. 479 k€ to permanently finance. Over 2016-2019, WCR increased by +85%, requiring additional financing.
479 098 €
84 j
53 j
0 j
380 j
Based on 61 transactions of similar company sales
in 2019,
the value of FINANCIERE BERTON is estimated at
217 522 €
(range 104 804€ - 369 646€).
With an EBITDA of 40 412€, the sector multiple of 3.4x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 61 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE BERTON with other companies in the same sector:
The revenue of FINANCIERE BERTON in 2019 is 454 k€.
Yes, FINANCIERE BERTON generated a net profit of 45 k€ in 2019.
The headquarters of FINANCIERE BERTON is located in ORMES (45140), in the department Loiret.
The tax return of FINANCIERE BERTON is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE BERTON operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.