SIREN : 789878048
FINANCIERE BALONDRADE is a French company founded 13 years ago, specialized in the sector Gestion de fonds. Based in METTRAY (37390), this company of category PME shows in 2025 a revenue of 189 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 188 931 € | 249 059 € | 205 162 € | 154 720 € | 137 769 € | 137 576 € | 113 779 € | 113 719 € | 113 636 € | 473 937 € |
| Net income | 324 026 € | 496 637 € | 442 259 € | 382 397 € | 543 197 € | 398 616 € | 429 391 € | 260 536 € | 205 340 € | 280 633 € |
| EBITDA | 31 288 € | 126 939 € | 50 389 € | -37 075 € | 13 403 € | 16 487 € | -7 510 € | -7 158 € | -10 675 € | 20 880 € |
| Net margin | 171.5% | 199.4% | 215.6% | 247.2% | 394.3% | 289.7% | 377.4% | 229.1% | 180.7% | 59.2% |
In 2025, FINANCIERE BALONDRADE achieves revenue of 189 k€. Revenue is declining over the period 2016-2025 (CAGR: -9.7%). Significant drop of -24% vs 2024. After deducting consumption (0 €), gross margin stands at 189 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 31 k€, representing 16.6% of revenue. Warning negative scissor effect: despite revenue change (-24%), EBITDA varies by -75%, reducing margin by 34.4 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 324 k€, i.e. 171.5% of revenue. This profit can be retained or distributed to shareholders.
188 931 €
188 931 €
31 288 €
-6 820 €
324 026 €
16.6%
The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 80%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 191.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
24.181%
80.135%
191.677%
1.52
80.7%
In 2025, the debt ratio of FINANCIERE BALONDRADE (24.18) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of FINANCIERE BALONDRADE (80.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of FINANCIERE BALONDRADE (1.52) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 9160.54. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 11.8x. Operating income very largely covers interest expenses: high safety margin.
9160.538
11.813
In 2025, the liquidity ratio of FINANCIERE BALONDRADE (9160.54) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of FINANCIERE BALONDRADE (11.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 60 days. Excellent situation: suppliers finance 60 days of the operating cycle (retail model). Overall, WCR represents 2038 days of revenue, i.e. 1.1 M€ to permanently finance. Over 2016-2025, WCR increased by +2628%, requiring additional financing.
1 069 482 €
0 j
60 j
0 j
2038 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 96 463€ to 627 720€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE BALONDRADE with other companies in the same sector:
The revenue of FINANCIERE BALONDRADE in 2025 is 189 k€.
Yes, FINANCIERE BALONDRADE generated a net profit of 324 k€ in 2025.
The headquarters of FINANCIERE BALONDRADE is located in METTRAY (37390), in the department Indre-et-Loire.
The tax return of FINANCIERE BALONDRADE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE BALONDRADE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.