SIREN : 824186688
FINANCIERE AS is a French company founded 9 years ago, specialized in the sector Activités des sièges sociaux. Based in CHAMPIGNY-SUR-MARNE (94500), this company of category PME shows in 2020 a revenue of 60 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2017 |
|---|---|---|---|
| Revenue | 60 000 € | 60 375 € | 5 000 € |
| Net income | 53 251 € | 22 645 € | -25 484 € |
| EBITDA | 30 720 € | 30 402 € | -24 853 € |
| Net margin | 88.8% | 37.5% | -509.7% |
In 2020, FINANCIERE AS achieves revenue of 60 k€. Over the period 2017-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +128.9%. Slight decline of -1% vs 2019. After deducting consumption (0 €), gross margin stands at 60 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 31 k€, representing 51.2% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 53 k€, i.e. 88.8% of revenue. This profit can be retained or distributed to shareholders.
60 000 €
60 000 €
30 720 €
29 470 €
53 251 €
51.2%
The debt ratio (= Financial debt / Equity x 100) stands at 450%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 17%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 16.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 40.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
450.357%
17.406%
39.983%
16.322
21.8%
In 2020, the debt ratio of FINANCIERE AS (450.36) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of FINANCIERE AS (17.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of FINANCIERE AS (16.32) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1080.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.7x. Operating income very largely covers interest expenses: high safety margin.
1080.55
6.699
In 2020, the liquidity ratio of FINANCIERE AS (1080.55) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2020, the interest coverage of FINANCIERE AS (6.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 127 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 90 days. The gap of 37 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1249 days of revenue, i.e. 208 k€ to permanently finance. Over 2017-2020, WCR increased by +1385%, requiring additional financing.
208 145 €
127 j
90 j
0 j
1249 j
Based on 83 transactions of similar company sales
in 2020,
the value of FINANCIERE AS is estimated at
173 438 €
(range 59 012€ - 342 412€).
With an EBITDA of 30 720€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.35x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 83 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE AS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of FINANCIERE AS in 2020 is 60 k€.
Yes, FINANCIERE AS generated a net profit of 53 k€ in 2020.
The headquarters of FINANCIERE AS is located in CHAMPIGNY-SUR-MARNE (94500), in the department Val-de-Marne.
The tax return of FINANCIERE AS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE AS operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.