SIREN : 522734037
FINANCIERE A.G is a French company founded 15 years ago, specialized in the sector Activités des sociétés holding. Based in LAON (02000), this company of category PME shows in 2023 a revenue of 144 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 144 000 € | 144 000 € | 144 000 € | 288 000 € | 288 000 € | 265 932 € | 265 932 € | 265 932 € |
| Net income | -11 532 € | -63 159 € | -78 679 € | 69 282 € | 41 202 € | 5 204 € | 15 630 € | 35 € |
| EBITDA | -39 905 € | -76 533 € | -80 713 € | 67 333 € | 52 823 € | -4 236 € | 23 821 € | 911 € |
| Net margin | -8.0% | -43.9% | -54.6% | 24.1% | 14.3% | 2.0% | 5.9% | 0.0% |
In 2023, FINANCIERE A.G achieves revenue of 144 k€. Revenue is declining over the period 2016-2023 (CAGR: -8.4%). Slight decline of 0% vs 2022. After deducting consumption (0 €), gross margin stands at 144 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -40 k€, representing -27.7% of revenue. Positive scissor effect: EBITDA margin improves by +25.4 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -12 k€ (-8.0% of revenue), which will impact equity.
144 000 €
144 000 €
-39 905 €
-39 908 €
-11 532 €
-27.7%
The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 89%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
7.8%
89.241%
-8.008%
-6.633
In 2023, the debt ratio of FINANCIERE A.G (7.80) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2023, the financial autonomy of FINANCIERE A.G (89.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of FINANCIERE A.G (-6.63) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 931.32. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
931.32
-12.402
In 2023, the liquidity ratio of FINANCIERE A.G (931.32) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of FINANCIERE A.G (-12.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 267 days. Excellent situation: suppliers finance 267 days of the operating cycle (retail model). Overall, WCR represents 856 days of revenue, i.e. 342 k€ to permanently finance.
342 468 €
0 j
267 j
0 j
856 j
Based on 63 transactions of similar company sales
in 2023,
the value of FINANCIERE A.G is estimated at
34 628 €
(range 25 325€ - 102 843€).
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE A.G with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE A.G in 2023 is 144 k€.
FINANCIERE A.G recorded a net loss in 2023.
The headquarters of FINANCIERE A.G is located in LAON (02000), in the department Aisne.
The tax return of FINANCIERE A.G is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE A.G operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.