SIREN : 453251530
FINANCIERE AFJ is a French company founded 22 years ago, specialized in the sector Hôtels et hébergement similaire . Based in LE THOLONET (13100), this company of category PME shows in 2025 a revenue of 40 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 40 417 € | 22 000 € | 8 000 € | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | -101 828 € | -213 195 € | -387 593 € | 12 900 847 € | 3 129 777 € | 24 470 € | 1 348 € | 6 341 € | -972 € | 2 359 € |
| EBITDA | -152 019 € | -197 710 € | -440 055 € | -172 416 € | -6 847 € | -6 494 € | -4 970 € | -4 463 € | -4 134 € | -4 693 € |
| Net margin | -251.9% | -969.1% | -4844.9% | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
In 2025, FINANCIERE AFJ achieves revenue of 40 k€. Over the period 2023-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +124.8%. Vs 2024, growth of +84% (22 k€ -> 40 k€). After deducting consumption (0 €), gross margin stands at 40 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -152 k€, representing -376.1% of revenue. Positive scissor effect: EBITDA margin improves by +522.6 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -102 k€ (-251.9% of revenue), which will impact equity.
40 417 €
40 417 €
-152 019 €
-209 362 €
-101 828 €
-376.1%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 96%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
1.505%
95.769%
-145.315%
-2.85
94.3%
In 2025, the debt ratio of FINANCIERE AFJ (1.50) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2025, the financial autonomy of FINANCIERE AFJ (95.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of FINANCIERE AFJ (-2.85) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 2468.65. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
2468.65
0.0
In 2025, the liquidity ratio of FINANCIERE AFJ (2468.65) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of FINANCIERE AFJ (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 57 days. Excellent situation: suppliers finance 57 days of the operating cycle (retail model). WCR is negative (-2575 days): operations structurally generate cash.
-289 054 €
0 j
57 j
0 j
-2575 j
Based on 114 transactions of similar company sales in 2025, the value of FINANCIERE AFJ is estimated at 17 450 € (range 7 773€ - 38 766€). The price/revenue ratio is 0.43x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 114 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE AFJ with other companies in the same sector:
Voir toutes les statistiques du secteur Hôtels et hébergement similaire
The revenue of FINANCIERE AFJ in 2025 is 40 k€.
FINANCIERE AFJ recorded a net loss in 2025.
The headquarters of FINANCIERE AFJ is located in LE THOLONET (13100), in the department Bouches-du-Rhone.
The tax return of FINANCIERE AFJ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE AFJ operates in the sector Hôtels et hébergement similaire (NAF code 55.10Z). See the 'Sector positioning' section above to compare the company with its competitors.