SIREN : 434981494
FINANCIERE ADAM is a French company founded 25 years ago, specialized in the sector Activités des sociétés holding. Based in AMMERSCHWIHR (68770), this company of category PME shows in 2024 a revenue of 226 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2014 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 226 247 € | 225 048 € | 317 714 € | N/C | N/C | N/C | 222 870 € | 329 314 € | 367 340 € |
| Net income | 8 292 € | 11 140 € | 15 083 € | 13 667 € | 15 850 € | 11 817 € | 11 757 € | 17 850 € | 19 057 € |
| EBITDA | 3 235 € | 6 286 € | 9 000 € | N/C | N/C | N/C | 4 121 € | 1 312 € | 12 445 € |
| Net margin | 3.7% | 5.0% | 4.7% | N/C | N/C | N/C | 5.3% | 5.4% | 5.2% |
In 2024, FINANCIERE ADAM achieves revenue of 226 k€. Activity remains stable over the period (CAGR: -4.7%). Vs 2022: +1%. After deducting consumption (0 €), gross margin stands at 226 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 1.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 8 k€, i.e. 3.7% of revenue. This profit can be retained or distributed to shareholders.
226 247 €
226 247 €
3 235 €
11 258 €
8 292 €
1.4%
The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 35.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
6.945%
89.525%
1.317%
35.159
In 2024, the debt ratio of FINANCIERE ADAM (6.95) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of FINANCIERE ADAM (89.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of FINANCIERE ADAM (35.16) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 43.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 22.5x. Operating income very largely covers interest expenses: high safety margin.
43.374
22.473
In 2024, the liquidity ratio of FINANCIERE ADAM (43.37) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of FINANCIERE ADAM (22.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 35 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 78 days. Excellent situation: suppliers finance 43 days of the operating cycle (retail model). WCR is negative (-59 days): operations structurally generate cash. Notable WCR improvement over the period (-121%), freeing up cash.
-36 767 €
35 j
78 j
0 j
-59 j
Based on 54 transactions of similar company sales
in 2024,
the value of FINANCIERE ADAM is estimated at
50 205 €
(range 27 729€ - 73 372€).
With an EBITDA of 3 235€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare FINANCIERE ADAM with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of FINANCIERE ADAM in 2024 is 226 k€.
Yes, FINANCIERE ADAM generated a net profit of 8 k€ in 2024.
The headquarters of FINANCIERE ADAM is located in AMMERSCHWIHR (68770), in the department Haut-Rhin.
The tax return of FINANCIERE ADAM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FINANCIERE ADAM operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.